1228 Home Ave, Berwyn, IL 60402 Property Records

Cook County property record for 1228 Home Ave, Berwyn, IL 60402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1941
Lot Size	0.079 acres (3,425 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2022)
Tax Bill	$7,860 (2023)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-19-103-035`

Property Details

APN / Parcel Number

Primary APN	`16-19-103-035`
Alternative APN	`16-19-103-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,425 sqft (0.079 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1228 HOME AVE
City	BERWYN
State	IL
Zip	60402-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUBDIVISION) OF BLK13 IN SUB, EX S300ACS, OF SEC 19-39-13
Legal Range	13E
Legal Township	39N
Legal Section	19
Legal Subdivision	SUBDIVISION OF BLK13 IN SUB, EX S300AC
Legal Block	13
Legal Lot Number	39
Jurisdiction	COOK IL
Township / Civil Division	BERWYN
Census Block Group	4
Census Block	4005
Census Tract	814700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1228 HOME AVE, BERWYN, IL 60402-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Apr 29, 2020	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Aug 15, 2019	Grant Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	20227371
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 6, 2026
Property Address	1228 HOME AVE, BERWYN, IL 60402-1033
Document Number	0000023053
Instrument Date	Feb 20, 2026
Instrument	202623053
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 HOME AVE, BERWYN, IL 60402-1033

Mortgage

Document Number	0000023053,
Date	May 6, 2026
Instrument	202623053

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2052

Interest

Rate	6.09%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2022
Property Address	1228 HOME AVE, BERWYN, IL 60402-1033
Document Number	0027107371
Instrument Date	Sep 19, 2022
Instrument	2227107371
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 HOME AVE, BERWYN, IL 60402-1033

Mortgage

Document Number	0027107372
Date	Sep 28, 2022
Instrument	2227107372

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 29, 2020
Property Address	1228 HOME AVE, BERWYN, IL 60402-1033
Document Number	2012003350
Instrument Date	Apr 10, 2020
Instrument	12003350
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1228 HOME AVE BERWYN IL 604021033, BERWYN, IL 60402-1033

Mortgage

Document Number	2012003351
Date	Apr 29, 2020
Instrument	12003351

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Aug 15, 2019
Property Address	1228 HOME AVE, BERWYN, IL 60402-1033
Document Number	1922746009
Instrument Date	Jul 12, 2019
Instrument	22746009
Transaction Type	Construction Loan
Record Updated	Aug 22, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 BOXWOOD DR ELGIN IL 601245500, ELGIN, IL 60124-5500

Mortgage

Document Number	1922746010
Date	Aug 15, 2019
Instrument	22746010

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2020

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Berwyn Township
Municipality	Berwyn City
Elementary School District	Berwyn North School District 98 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+41.05%) Land $3,853 Building $21,147	$250,000 (+41.05%) Land $38,530 Building $211,470
2023	$7,860.00 (+10.66%)
2022	$7,103.00	$17,724 Land $3,339 Building $14,385	$177,240 Land $33,390 Building $143,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERWYN serves 57,250 people · EPA ID IL0310210
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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