1228 E Prospect St, York, PA 17403 Property Records

York County property record for 1228 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,152 sqft · built 1912
Lot Size	0.074 acres (3,223 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (May 2021)
Tax Bill	$3,770 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-000-13-0141.00-00000`

Property Details

APN / Parcel Number

Primary APN	`48-000-13-0141.00-00000`
Alternative APNs	`4800001301410000000` `480810400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Siding
Roof Type	Hip
Lot Area	3,223 sqft (0.074 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1228 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CM
Legal Subdivision	PLANK ROAD ADDITION
Jurisdiction	YORK PA
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1018
Census Tract	10400

Owner

1228 E Prospect St is owned and occupied by an individual who bought it in May 2021.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1228 E PROSPECT ST, YORK, PA 17403-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 14, 2018	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Nov 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	202129649
Deed Book / Page	2651 / 3115
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	May 13, 2021
Property Address	1228 E PROSPECT ST, YORK, PA 17403-2559
Document Number	0000029649
Book / Page	2651 / 3115
Instrument Date	Apr 3, 2021
Instrument	2021029649
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	SAIN SETTLEMENT SERVICES, UNION SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 E PROSPECT ST, YORK, PA 17403-2559

Mortgage

Document Number	0000029650
Date	May 13, 2021
Instrument	2021029650

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Nov 14, 2018
Property Address	1228 E PROSPECT ST, YORK, PA 17403-2559
Document Number	0000050255
Book / Page	002495 / 006532
Instrument Date	Oct 24, 2018
Instrument	50255
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	CHESAPAKE TITLE COMPANY, CHESAPAKE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1228 E PROSPECT ST YORK PA 174032559, YORK, PA 17403-2559

Mortgage

Document Number	50256
Date	Nov 14, 2018
Book Page	002495/006542
Instrument	50256

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Nov 14, 2018
Property Address	1228 E PROSPECT ST, YORK, PA 17403-2559
Document Number	0000050252
Book / Page	002495 / 006515
Instrument Date	Oct 23, 2018
Instrument	50252
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1699 WALL ST #700 MOUNT PROSPECT IL 600565798, 700, MOUNT PROSPECT, IL 60056-5798
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1228 E Prospect St was $3,770.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Spring Garden Township
Unified School District	York Suburban School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,770.00	$94,560 Land $23,560 Building $71,000
2024	$3,486.00	$94,560 Land $23,560 Building $71,000
2006			$94,560 Land $23,560 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 E Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1228 E Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

Nearby Properties on E Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures