1228 E Main St, Decatur, IL 62521 Property Records

Macon County property record for 1228 E Main St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Trust Names on Record
Last Sale	$8,000 (Apr 2011)
Tax Bill	$431 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-14-280-011`

Property Details

APN / Parcel Number

Primary APN	`04-12-14-280-011`
Alternative APN	`12-14-280-011`

Exterior

Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	40 ft deep x 153 ft wide

Location & Zoning

Account Number	041214280011
Street Address	1228 E MAIN ST
City	DECATUR
State	IL
Zip	62521-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0012 B 05 BEMAN PLACE 03BK3332/894 153X40
Legal Subdivision	CONTRACT FOR DEED
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3009
Census Tract	200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1228 E MAIN ST, DECATUR, IL 62521-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2011 · Amount on Record
Deed Sale	Apr 11, 2011 · Amount on Record
Prior Sale	Feb 14, 2006
Deed Document Number	20111812554
Deed Book / Page	4134 / 309
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 29, 2023
Property Address	1228 E MAIN ST, DECATUR, IL 62521-2826
Document Number	004960/527
Book / Page	4960 / 527
Map Reference	BK 335 PG 178
Instrument Date	Jun 21, 2023
Instrument	2012844
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 E BROADWAY BLVD, TUCSON, AZ 85719-5929

Mortgage

Document Number	0002012845
Date	Jun 29, 2023
Instrument	2012845

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2028

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00 (+8.29%)	$4,625 (+18.8%) Land $1,071 Building $3,554	$13,876 (+18.8%) Land $3,213 Building $10,663
2022	$398.00	$3,893 Land $891 Building $3,002	$11,680 Land $2,673 Building $9,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20