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1228 E Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 1228 E Lake Rd, Clio, MI 48420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,968 sqft · built 1999
Lot Size11.1 acres (487,436 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jun 2021)
Tax Bill$174 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN17-07-200-036

Property Details

APN / Parcel Number

Primary APN17-07-200-036

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,968 sqft Living Area
1st Floor Area1,950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Lot Area487,436 sqft (11.1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1228 E LAKE RD
CityCLIO
StateMI
Zip48420-8814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionA PARCEL OF LAND BEG S 89 DEG 39 MIN 49 SEC E 948.09 FT FROM N 1/4 COR OF SEC TH S 89 DEG 39 MIN 49 SEC E 374.34 FT TH S 0
Legal Range07E
Legal Township09N
Legal Section07
JurisdictionGENESEE MI
Township / Civil DivisionTHETFORD
Census Block Group1
Census Block1004
Census Tract12504

Owner

1228 E Lake Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1228 E LAKE RD, CLIO, MI 48420-8814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Warranty Deed, Transfer · VA Mortgage
MID-AMERICAN MORTGAGE INC
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 14, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 14, 2019Correction Deed, Transfer
MASON BURGESS TITLE
Apr 25, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on File
Deed SaleJun 28, 2021 · Amount on File
Prior SaleMar 14, 2019 · Amount on File
Deed Document Number202158071
Prior Transfer DateMar 15, 2004
Prior Transfer Doc0000041619
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJun 28, 2021
Property Address1228 E LAKE RD, CLIO, MI 48420-8814
Document Number202106280058071
Instrument DateJun 16, 2021
Instrument202106280058071
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1228 E LAKE RD, 1228, CLIO, MI 48420-8814

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 W STANLEY RD, MOUNT MORRIS, MI 48458-9484

Mortgage

Document Number202106280058072
DateJun 28, 2021
Instrument202106280058072
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1228 E LAKE RD, CLIO, MI 48420-8814
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039451
DateJun 11, 2020
Instrument202006110039451
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMar 14, 2019
Property Address1228 E LAKE RD, CLIO, MI 48420-8814
Document Number201903140012457
Map ReferenceLB 3404 PG 4136&414
Instrument DateMar 6, 2019
Instrument201903140012457
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCISLO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,677.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1228 E LAKE RD, 1228, CLIO, MI 48420-8814

Transferred To (Grantee/Buyer)

NameVerified Name
Address1472 GOODRICH RD, FOSTORIA, MI 48435-9519

Mortgage

Document Number201903140012458
DateMar 14, 2019
Instrument201903140012458
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGENESEE MI
Recording DateMar 14, 2019
Property Address1228 E LAKE RD, CLIO, MI 48420-8814
Document Number0000012456
Instrument DateMar 5, 2019
Instrument12456
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyMASON BURGESS TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9398 ASPEN VIEW DR GRAND BLANC MI 484398081, GRAND BLANC, MI 48439-8081

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateApr 25, 2018
Property Address1228 E LAKE RD, CLIO, MI 48420-8814
Document Number0000063380
Instrument DateApr 18, 2018
Instrument63380
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1228 E LAKE RD CLIO MI 484208814, CLIO, MI 48420-8814

Tax Assessment & Valuation

The 2025 property tax bill for 1228 E Lake Rd was $174 with a homeowner's exemption, down 96.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionThetford Township
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,100 (+4.38%) Land $28,300 Building $164,800$386,200 (+4.38%) Land $56,600 Building $329,600
2025$174.00 (-96.56%) Homeowner's exemption$185,000$370,000
2024$5,058.00
2023$159,800$319,600
2022$4,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 E Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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