1228 E 2nd St, Mount Vernon, IN 47620 Property Records

Posey County property record for 1228 E 2nd St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1954
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on Record
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65-27-09-214-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-09-214-007.000-018`
Alternative APNs	`01409680325` `0090144300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	956 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01409680325
Street Address	1228 E 2ND ST
City	MOUNT VERNON
State	IN
Zip	47620-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNER WEBER LOT 7 & PT LOT A ADDRESS: 1228 E 2ND ST
Legal Subdivision	MOUNT VERNON
Legal Lot Number	7,A
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	3
Census Block	3013
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 865, MOUNT VERNON, IN 47620-0865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit CRANE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1228 E 2ND ST, MOUNT VERNON, IN 47620-2108
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101088
Date	Mar 12, 2021
Instrument	202101088

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MOUNT VERNON, IN 47620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1228 E 2ND ST, MOUNT VERNON, IN 47620-2108
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802027
Date	Jun 27, 2018
Instrument	201802027

Lender

Name	CRANE CU
Type	Credit Union
Address	ODON, IN 47562

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (-10.87%) Homeowner's exemption	$161,300 (+16.13%) Land $14,200 Building $147,100	$161,300 (+16.13%) Land $14,200 Building $147,100
2024	$1,628.00 (+17.21%)
2023	$1,389.00 (-8.26%)	$138,900 (+6.36%) Land $10,000 Building $128,900	$138,900 (+6.36%) Land $10,000 Building $128,900
2022	$1,514.00 (+8.38%) Homeowner's exemption	$130,600 Land $10,000 Building $120,600	$130,600 Land $10,000 Building $120,600
2021	$1,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks.

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