1228 E 203rd St, Westfield, IN 46074 Property Records

Hamilton County property record for 1228 E 203rd St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,509 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,140 (2024)
Deeds & Mortgages	Sep 2026 Transfer Jun 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-05-24-000-005.000-014`

Property Details

APN / Parcel Number

Primary APN	`29-05-24-000-005.000-014`
Alternative APN	`0805240000005000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,509 sqft Living Area
Gross Area	7,710 sqft
1st Floor Area	2,919 sqft
Basement Area	2,919 sqft
Finished Basement	2,590 sqft
Unfinished Basement	329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1228 E 203RD ST
City	WESTFIELD
State	IN
Zip	46074-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.00, SECTION 24, TOWNSHIP 19, RANGE 3, PACE FARMS, LOT 1, IRREGULAR SHAPE
Legal Subdivision	PACE FARMS
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	110401

Owner

Source: Hamilton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 16, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK
Jun 24, 2022	Intrafamily Transfer, Transfer
Jun 22, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000042052
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 10, 2026
Property Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687
Document Number	0000042052
Instrument Date	Sep 10, 2026
Instrument	202642052
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 LAUREL LN, NOBLESVILLE, IN 46062-9138

Mortgage

Document Number	0000022104
Date	Jun 16, 2023
Instrument	2023022104

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	11.3%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jun 24, 2022
Property Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687
Document Number	0000031500
Instrument Date	Jun 22, 2022
Instrument	2022031500
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 22, 2022
Property Address	1228 E 203RD ST, WESTFIELD, IN 46074-9687
Document Number	0000031011
Instrument Date	Jun 21, 2022
Instrument	2022031011
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,588,700 (+9.17%) Land $180,000 Building $1,408,700	$1,588,700 (+9.17%) Land $180,000 Building $1,408,700
2024	$17,140.00 (+454.15%)	$1,455,300 (+822.83%) Land $85,000 Building $1,370,300	$1,455,300 (+822.83%) Land $85,000 Building $1,370,300
2023	$3,093.00 (-6.22%)	$157,700 (-7.13%) Land $47,700 Building $110,000	$157,700 (-7.13%) Land $47,700 Building $110,000
2022	$3,298.00	$169,800 Land $115,400 Building $54,400	$169,800 Land $115,400 Building $54,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum.

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