1228 E 1240 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1228 E 1240 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,779 sqft · built 2006
Lot Size	0.269 acres (11,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-591-0009`

Property Details

APN / Parcel Number

Primary APN	`41-591-0009`
Alternative APN	`766116`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,779 sqft Living Area
Gross Area	5,059 sqft
1st Floor Area	1,285 sqft
Basement Area	1,287 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	11,708 sqft (0.269 acres)
Garage Type	Attached
Garage Area	993 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	735 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	766116
Street Address	1228 E 1240 S
City	SPANISH FORK
State	UT
Zip	84660-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT A, HARWARD SUBDV. AREA 0.230 AC. ALSO COM N 108.4 FT & E 540.71 FT FR W 1/4 COR. SEC. 29, T8S, R3E, SLB&M.; S 89 DEG 27 11 W 19.41 FT; S 0 DEG 2 22 W 87.96 FT; E 19.42 FT; N 0 DEG 1 46 E 88.15 FT TO BEG. AREA 0.039 AC. TOTAL AREA .269 AC.
Legal Range	03E
Legal Township	08S
Legal Section	29
Legal Subdivision	WARD SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3008
Census Tract	3203

Owner

1228 E 1240 S is owned and occupied by two individuals who acquired it in October 2006.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1228 E 1240 S, SPANISH FORK, UT 84660-5972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 7, 2020	Deed of Trust, Mortgage QUICKEN LNS
Sep 30, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 17, 2006
Transfer Doc	0000157450
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1228 E 1240 S, SPANISH FORK, UT 84660-5972
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186042
Date	Nov 2, 2021
Instrument	186042:2021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1228 E 1240 S, SPANISH FORK, UT 84660-5972
Document Number	0000125861
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 E 1240 S SPANISH FORK UT 846605972, SPANISH FORK, UT 84660-5972

Mortgage

Document Number	0000125861
Date	Aug 24, 2020
Instrument	125861

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	144 Months
Due	Aug 23, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1228 E 1240 S, SPANISH FORK, UT 84660-5972
Document Number	0000004046
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 E 1240 S SPANISH FORK UT 846605972, SPANISH FORK, UT 84660-5972

Mortgage

Document Number	0000004046
Date	Jan 13, 2020
Instrument	4046

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 12, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1228 E 1240 S, SPANISH FORK, UT 84660-5972
Document Number	0000099482
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 E 1240 S SPANISH FORK UT 846605972, SPANISH FORK, UT 84660-5972

Mortgage

Document Number	0000099482
Date	Oct 9, 2017
Instrument	99482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1228 E 1240 S was $3,870, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,835 (-48.82%)	$679,700 (-6.95%) Land $197,300 Building $482,400
2025	$3,870.00 (+0.03%)	$730,500 Land $197,300 Building $533,200	$730,500 Land $197,300 Building $533,200
2024	$3,869.00 (+7.26%)
2023	$3,607.00 (+4.7%)	$372,240	$676,800 Land $187,900 Building $488,900
2022	$3,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 E 1240 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 E 1240 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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