1228 E 104th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1228 E 104th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 2012
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$2,976 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-119-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-119-012.000-018`
Alternative APNs	`291312119012000003` `1713120119012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
Gross Area	1,665 sqft
1st Floor Area	1,266 sqft
2nd Floor Area	568 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1228 E 104TH ST
City	CARMEL
State	IN
Zip	46280-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .10, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, REPLAT INFORMATION: 31A, 31B, 31C, 32A, 32B, 32C, 33A, 33B & 33C, LOT 32C-B, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS
Legal Lot Number	32
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2005
Census Tract	111104

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2260 FALLWOOD WAY, CARMEL, IN 46032-9249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Jan 13, 2023	Warranty Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023
Deed Sale	Jan 13, 2023
Prior Sale	Oct 16, 2012 · Amount on Record
Deed Document Number	20231375
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1228 E 104TH ST, CARMEL, IN 46280-1411
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035060
Date	Jul 14, 2022
Instrument	2022035060

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 23, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 13, 2023
Property Address	1228 E 104TH ST, CARMEL, IN 46280-1411
Document Number	0000001375
Instrument Date	Jan 12, 2023
Instrument	2023001375
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 FALLWOOD WAY, CARMEL, IN 46032-9249

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,100 (+28.93%) Land $39,200 Building $152,900	$192,100 (+28.93%) Land $39,200 Building $152,900
2024	$2,976.00 (-1.72%)	$149,000 (-0.8%) Land $39,200 Building $109,800	$149,000 (-0.8%) Land $39,200 Building $109,800
2023	$3,028.00 (+167.96%)	$150,200 (+12.17%) Land $39,200 Building $111,000	$150,200 (+12.17%) Land $39,200 Building $111,000
2022	$1,130.00	$133,900 Land $34,900 Building $99,000	$133,900 Land $34,900 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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