Hancock County property record for 1228 Bernard Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1954 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Aug 2014) |
| Tax Bill | $966 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-083-04-024.000 |
| Primary APN | 1011-083-04-024.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 51 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 98 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1228 BERNARD AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKSIDE 2ND ADD LOT 162 |
| Legal Subdivision | PARKSIDE 2ND ADD |
| Legal Lot Number | 162 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600 |
1228 Bernard Ave is owned and occupied by an individual who bought it in August 2014.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1228 BERNARD AVE, FINDLAY, OH 45840-5510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2014 · Amount on File |
| Deed Sale | Aug 13, 2014 · Amount on File |
| Prior Sale | Jun 6, 2007 · Amount on File |
| Deed Document Number | 20146527 |
| Deed Book / Page | 2465 / 1591 |
| Prior Transfer Date | Feb 17, 2006 |
| Prior Transfer Doc | 02305/1438 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1228 Bernard Ave was $966 with a homeowner's exemption.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 | $31,510 Land $5,450 Building $26,060 | $90,010 Land $15,560 Building $74,450 |
| 2023 | $903.00 Homeowner's exemption | $25,390 Land $4,390 Building $21,000 | |
| 2022 | $72,560 Land $12,550 Building $60,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1228 Bernard Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1228 Bernard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Verizon.
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