1228 Adobe Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 1228 Adobe Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 1960
Lot Size	0.335 acres (14,600 sqft)
Owner	Individual Name on Record
Last Sale	$890,000 (Aug 2022)
Tax Bill	$10,994 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388-362-05-00`

Property Details

APN / Parcel Number

Primary APN	`388-362-05-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	14,600 sqft (0.335 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1228 ADOBE LN
City	EL CAJON
State	CA
Zip	92021-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 101 TR 003380
Legal Subdivision	SOMERMONT HILLS
Legal Tract	003380
Legal Block	1
Legal Lot Number	101
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1228 ADOBE LN, EL CAJON, CA 92021-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Grant Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Aug 19, 2022	Grant Deed, Transfer · Conventional Mortgage MORTGAGEONE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	2022334936
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000562615
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2026
Property Address	1228 ADOBE LN, EL CAJON, CA 92021-3301
Document Number	0000175259
Instrument Date	Jun 12, 2026
Instrument	2026175259
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1228 ADOBE LN, EL CAJON, CA 92021-3301

Mortgage

Document Number	0000175260,
Date	Jun 18, 2026
Instrument	2026175260

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2022
Property Address	1228 ADOBE LN, EL CAJON, CA 92021-3301
Document Number	0000334936
Map Reference	MAP 3380
Instrument Date	Aug 4, 2022
Instrument	2022-0334936
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9037 CALLE DEL VERDE, SANTEE, CA 92071-2985

Mortgage

Document Number	0000334937
Date	Aug 19, 2022
Instrument	2022-0334937

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$944,473 (+2%) Land $198,618 Building $745,855
2025	$10,994.00 (+7.38%)	$925,955 (+9.58%) Land $194,724 Building $731,231
2023	$10,238.00 (+159.39%)	$845,000 Land $177,000 Building $668,000
2022	$3,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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