1228 5th St, Peru, IL 61354 Property Records

LaSalle County property record for 1228 5th St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-321-001`

Property Details

APN / Parcel Number

Primary APN	`17-16-321-001`
Alternative APN	`16-16-312-001`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,848 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1228 5TH ST
City	PERU
State	IL
Zip	61354-2775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAYS SUB, LT 3 BLK 35 SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	DAYS ADD
Legal Block	35
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1006
Census Tract	963200

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 8TH ST, PERU, IL 61354-2120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1228 5TH ST, PERU, IL 61354-2775
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202216244
Date	Dec 30, 2022
Instrument	2022-16244

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Mar 27, 2023

Interest

Rate Type	Fixed Rate
Rate	7.25%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1228 5TH ST, PERU, IL 61354-2775
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200289
Date	Jan 7, 2022
Instrument	2022-00289

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1228 5TH ST, PERU, IL 61354-2775
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202118903
Date	Dec 9, 2021
Instrument	2021-18903

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (+19.77%)	$31,976 (+26.84%) Land $6,334 Building $25,642	$95,928 (+26.84%) Land $19,002 Building $76,926
2024	$1,674.00
2023		$25,210 (+7.59%) Land $5,480 Building $19,730	$75,630 (+7.59%) Land $16,440 Building $59,190
2022		$23,431 Land $5,093 Building $18,338	$70,293 Land $15,279 Building $55,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2026)
Claims Outside the SFHA	15 of 43
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 5 claims Severe Storms & Flooding, Mar 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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