1228 199th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1228 199th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1996
Lot Size	0.208 acres (9,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,384 (May 2026)
Tax Bill	$5,095 (2026)
Deeds & Mortgages	Feb 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500104-0-390`

Property Details

APN / Parcel Number

Primary APN	`500104-0-390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,080 sqft (0.208 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1228 199TH ST E
City	SPANAWAY
State	WA
Zip	98387-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I L 39 TOG/W PRI RD EASE OF REC OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	39
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1228 199TH ST E, SPANAWAY, WA 98387-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Sep 15, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	20260528168
Prior Transfer Date	May 21, 2026
Prior Transfer Doc	0000000168
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1228 199TH ST E, SPANAWAY, WA 98387-8038
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 199TH ST E, SPANAWAY, WA 98387-8038

Mortgage

Document Number	0002290089
Date	Feb 29, 2024
Instrument	202402290089

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 28, 2026
Property Address	1228 199TH ST E, SPANAWAY, WA 98387-8038
Document Number	0000000168
Instrument Date	May 21, 2026
Instrument	2026168
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$621,164.14
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 199TH ST E, SPANAWAY, WA 98387-8038

Mortgage

Document Number	0000000169,
Date	May 28, 2026
Instrument	202628169

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 15, 2021
Property Address	1228 199TH ST E, SPANAWAY, WA 98387-8038
Document Number	0009150839
Map Reference	DOC 9404200612
Instrument Date	Sep 10, 2021
Instrument	202109150839
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 199TH ST E, SPANAWAY, WA 98387-8038

Mortgage

Document Number	0009150840
Date	Sep 15, 2021
Instrument	202109150840

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,095.00 (+0.65%)	$450,200 (-0.27%) Land $164,700 Building $285,500	$450,200 (-0.27%) Land $164,700 Building $285,500
2025	$5,062.00 (+2.3%)	$451,400 (+6.36%) Land $172,300 Building $279,100	$451,400 (+6.36%) Land $172,300 Building $279,100
2024	$4,948.00 (-1.26%)	$424,400 (-2.91%) Land $172,300 Building $252,100	$424,400 (-2.91%) Land $172,300 Building $252,100
2023	$5,011.00	$437,100 Land $163,500 Building $273,600	$437,100 Land $163,500 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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