Bell County property record for 12278 Vaughn Rd, Troy, TX 76579
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 3,249 sqft · built 2018 |
| Lot Size | 11.2 acres (492,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,883 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0517180000 |
| Primary APN | 0517180000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,249 sqft Gross Area |
| 1st Floor Area | 1,820 sqft |
| 2nd Floor Area | 1,429 sqft |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 492,184 sqft (11.2 acres) |
| Garage Area | 2,180 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 2,875 sqft |
| Storage Building | 304 sqft |
| Account Number | 846503 |
|---|---|
| Street Address | 12278 VAUGHN RD |
| City | TROY |
| State | TX |
| Zip | 76579-3780 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | A0340BC W GILMORE, 11, ACRES 11.299 11, |
| Legal Subdivision | W GILMORE |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20101 |
12278 Vaughn Rd, an agricultural property, is owned and occupied by two individuals who acquired it in April 2016.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12278 VAUGHN RD, TROY, TX 76579-3780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK |
| Aug 7, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| May 10, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2016 |
| Deed Sale | Apr 18, 2016 |
| Deed Document Number | 201800028949 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 12278 VAUGHN RD, TROY, TX 76579-3780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046655 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019-00046655 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | TEMPLE, TX 76502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.62% |
| Index | 5-Year CMT |
| Max Rate | 10.6% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 12278 VAUGHN RD, TROY, TX 76579-3780 |
| Document Number | 0000035081 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 938 CANYON AN CREEK DR TEMPLE TX 76502, TEMPLE, TX 76502 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 12278 VAUGHN RD, TROY, TX 76579-3780 |
| Document Number | 0000020722 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12278 VAUGHN RD TROY TX 765793780, TROY, TX 76579-3780 |
| Document Number | 0000020722 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20722 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Term | 12 Months |
|---|---|
| Due | May 19, 2020 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,883.00 (-22.69%) Homeowner's exemption Senior Citizen's exemption | $734,625 Land $204,185 Building $530,440 | $734,625 Land $204,185 Building $530,440 |
| 2022 | $6,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12278 Vaughn Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12278 Vaughn Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENDLETON WSC serves 3,111 people · EPA ID TX0140033 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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