12274 S Packerton Rd, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 12274 S Packerton Rd, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$243,500 (Nov 2018)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-726002-67`

Property Details

APN / Parcel Number

Primary APN	`019-726002-67`
Alternative APNs	`43-19-18-400-004.000-009` `00005544552` `1972600267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Deck Area	352 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00005544552
Street Address	12274 S PACKERTON RD
City	SILVER LAKE
State	IN
Zip	46982-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	19-118-4 PT N 1/2 SW NW 18-30-7 1.00A PER CALC
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3047
Census Tract	962600

Owner

12274 S Packerton Rd is owned and occupied by an individual who acquired it in March 2024.

Source: Kosciusko County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Mar 15, 2024	Intrafamily Transfer, Transfer
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 21, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Deed Document Number	2018110966
Last Transfer Date	Mar 15, 2024
Transfer Doc	2024030507
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 9, 2026
Property Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Document Number	0000060377
Instrument Date	May 11, 2026
Instrument	202660377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348

Mortgage

Document Number	0000060377,
Date	Jun 9, 2026
Instrument	202660377

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 19, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 15, 2024
Property Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Document Number	2024030507
Instrument Date	Mar 15, 2024
Instrument	2024030507
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021050850
Date	May 18, 2021
Instrument	2021050850

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	DANVILLE, IL 61834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	May 21, 2021
Property Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Document Number	2021051020
Instrument Date	May 13, 2021
Instrument	2021051020
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 27, 2018
Property Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348
Document Number	2018110966
Instrument Date	Nov 26, 2018
Instrument	2018110966
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12274 S PACKERTON RD, SILVER LAKE, IN 46982-9348

Mortgage

Document Number	2018110967
Date	Nov 27, 2018
Instrument	2018110967

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12274 S Packerton Rd was $1,541 with a homeowner's exemption, up 14.4% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Jackson Township
Unified School District	Whitko Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+14.4%) Homeowner's exemption	$268,800 (+24.97%) Land $22,000 Building $246,800	$268,800 (+24.97%) Land $22,000 Building $246,800
2024	$1,347.00 (+6.65%) Homeowner's exemption	$215,100 (+6.07%) Land $18,000 Building $197,100	$215,100 (+6.07%) Land $18,000 Building $197,100
2023	$1,263.00 (-49.64%)	$202,800 (+0.05%) Land $18,000 Building $184,800	$202,800 (+0.05%) Land $18,000 Building $184,800
2022	$2,508.00	$202,700 Land $18,000 Building $184,700	$202,700 Land $18,000 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12274 S Packerton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12274 S Packerton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Packerton Rd

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