1227 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 1227 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,189 sqft · built 2022
Lot Size	2.18 acres (95,396 sqft)
Owner	Individual Name on Record
Tax Bill	$6,894 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`08530-0600-00614-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0600-00614-000`
Alternative APN	`66228`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	3,130 sqft
1st Floor Area	2,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	95,396 sqft
Garage Type	Attached
Garage Area	941 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Location & Zoning

Street Address	1227 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8530 WHITEWATER SPRINGS LOT 614 SEC 6
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	614
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2078
Census Tract	960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 WHITEWATER DR, BERTRAM, TX 78605-4640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage LRS FINANCIAL NETWORK INC
Jul 7, 2021	Special Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021
Deed Sale	Jul 7, 2021
Deed Document Number	202111362
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	MURPHY DR, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 WHITEWATER DR, BERTRAM, TX 78605-4640

Mortgage

Document Number	0202308415
Date	Aug 18, 2023
Instrument	202308415

Lender

Name	LRS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	MIDLAND, TX 79705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jul 7, 2021
Property Address	MURPHY DR, BERTRAM, TX 78605
Document Number	0202111362
Map Reference	CAB 2 SL 174-A
Instrument Date	Jun 30, 2021
Instrument	202111362
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 S MO PAC EXPY STE EXPY225, EXPY225, AUSTIN, TX 78746-5933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14501 ALDER STREET NW, ANDOVER, MN 55304

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,000 (-0.45%) Land $116,070 Building $540,930	$657,000 (-0.45%) Land $116,070 Building $540,930
2025	$6,894.00 (-17.34%) Homeowner's exemption Senior Citizen's exemption	$660,000 (+70.02%) Land $116,070 Building $543,930	$660,000 (+70.02%) Land $116,070 Building $543,930
2024	$8,340.00 (+61.1%)
2023	$5,177.00	$388,181 Land $79,585 Building $308,596	$388,181 Land $79,585 Building $308,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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