1227 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 1227 W Cardinal St, Springfield, MO 65810

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,894 sqft · built 1989
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jul 2015)
Tax Bill$3,049 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-18-14-201-038

Property Details

APN / Parcel Number

Primary APN88-18-14-201-038
Alternative APN
  • 1814201038

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,894 sqft Living Area
1st Floor Area1,909 sqft
Basement Area945 sqft
Finished Basement945 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Level
Construction TypeBrick
Lot Area11,456 sqft (0.263 acres)
Lot Dimensions135 ft deep x 85 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number881814201038
Street Address1227 W CARDINAL ST
CitySPRINGFIELD
StateMO
Zip65810-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionQUAIL CREEK PHASE 1 LOT 31
Legal Range22W
Legal Township28N
Legal Section14
Legal SubdivisionQUAIL
Legal Phase1
Legal Block201
Legal Lot Number31
JurisdictionGREENE MO
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract4108

Owner

1227 W Cardinal St is owned and occupied by an individual who bought it in July 2015.

Source: Greene County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1227 W CARDINAL ST, SPRINGFIELD, MO 65810-1648
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2015 · Amount on File
Deed SaleJul 8, 2015 · Amount on File
Prior SaleJan 31, 2012 · Amount on File
Deed Document Number201525855
Deed Book / Page2015 / 2585515
Prior Transfer DateMay 19, 2005
Prior Transfer Doc0000026187
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE MO
Property Address1227 W CARDINAL ST, SPRINGFIELD, MO 65810-1648
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 W CARDINAL ST, SPRINGFIELD, MO 65810-1648

Mortgage

Document Number0000003653
DateJul 22, 2021
Book Page2021/36538-21
Instrument36538-21
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1227 W Cardinal St was $3,049.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGreene County
MunicipalitySpringfield City
Unified School DistrictSpringfield R-XII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,220 (-) Land $7,130 Building $54,090
2025$3,049.00$61,220 Land $7,130 Building $54,090$322,200 Land $37,500 Building $284,700
2023$2,911.00 (+8.26%)$54,580 (+10.84%) Land $5,810 Building $48,770$287,300 Land $30,600 Building $256,700
2022$2,689.00$49,240 Land $5,810 Building $43,430
2021$259,200 Land $30,600 Building $228,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1227 W Cardinal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1227 W Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY UTILITIES OF SPRINGFIELD
serves 210,898 people · EPA ID MO5010754
Water SourceSurface water
Last State InspectionJul 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

Nearby Properties on W Cardinal St

Nearby Streets

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