1227 W 3rd St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1227 W 3rd St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,481 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Sep 2020)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-409-00-033-00`

Property Details

APN / Parcel Number

Primary APN	`68-409-00-033-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	704 sqft
Basement Area	495 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 68 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	145 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1227 W 3RD ST
City	ASHTABULA
State	OH
Zip	44004-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-8 MORTONS
Legal Subdivision	MANCHESTER PLAT
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1000
Census Tract	601

Owner

Source: Ashtabula County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1265 CORONA POINTE CT, 301, CORONA, CA 92879-1799
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Sep 22, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20209637
Deed Book / Page	719 / 912
Prior Transfer Date	Feb 27, 2019
Prior Transfer Doc	0000002521
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1227 W 3RD ST, ASHTABULA, OH 44004-3236
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 W 3RD ST, ASHTABULA, OH 44004-3236

Mortgage

Document Number	0000009113
Date	Sep 23, 2025
Book Page	853/1777
Instrument	2025-00009113

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1227 W 3RD ST, ASHTABULA, OH 44004-3236
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006867
Date	Jun 28, 2022
Book Page	774/1316
Instrument	202200006867

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 22, 2020
Property Address	1227 W 3RD ST, ASHTABULA, OH 44004-3236
Document Number	0000009637
Book / Page	719 / 912
Map Reference	VOL 2 PG 14
Instrument Date	Sep 21, 2020
Instrument	202000009637
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000719914
Date	Sep 22, 2020
Instrument	719/914

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+126.23%)	$39,840 (-) Land $5,360 Building $34,480	$113,800 (-) Land $15,300 Building $98,500
2024	$1,548.00 (-0.58%) Homeowner's exemption Senior Citizen's exemption	$39,840 (-) Land $5,360 Building $34,480
2023	$1,557.00 (+16.63%) Homeowner's exemption	$39,840 (+25.64%) Land $5,360 Building $34,480	$113,800 (+25.61%) Land $15,300 Building $98,500
2022	$1,335.00 Homeowner's exemption	$31,710 Land $4,130 Building $27,580
2020			$90,600 Land $11,800 Building $78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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