1227 W 20th St, Laurel, MS 39440 Property Records

Jones County property record for 1227 W 20th St, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,743 sqft · built 1950
Lot Size	0.473 acres (20,640 sqft)
Owner	Individual Name on Record
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134G-30-05-038.00`

Property Details

APN / Parcel Number

Primary APN	`134G-30-05-038.00`
Alternative APNs	`015539` `15539`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,640 sqft
Lot Dimensions	240 ft deep x 86 ft wide
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	015539
Street Address	1227 W 20TH ST
City	LAUREL
State	MS
Zip	39440-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEN DESC 30-9-11 BEG SWC OF SW OF SW RUN N 686' RUN N 77 DEG 30 MI E 539.5' TO POB RUN N 5 DEG E 292.69' E 86.88' RUN S 4 DEG
Legal Range	11
Legal Township	09
Legal Section	30
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2037
Census Tract	950401

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 W 20TH ST, LAUREL, MS 39440-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage SUNBELT FCU
Dec 9, 2019	Warranty Deed, Transfer · FHA Mortgage SUNBELT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019
Deed Sale	Dec 9, 2019
Deed Document Number	0002197293
Deed Book / Page	219 / 7293
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	1227 W 20TH ST, LAUREL, MS 39440-2109
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00219/7294
Date	Dec 9, 2019
Book Page	219/7294
Instrument	21907294

Lender

Name	SUNBELT FCU
Address	HATTIESBURG, MS 39402

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Dec 9, 2019
Property Address	1227 W 20TH ST, LAUREL, MS 39440-2109
Document Number	219/7293
Book / Page	219 / 7293
Instrument Date	Dec 4, 2019
Instrument	21907293
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8106, LAUREL, MS 39441-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 W 20TH ST, LAUREL, MS 39440-2109

Mortgage

Document Number	219/7294
Date	Dec 9, 2019
Book Page	219/7294
Instrument	21907294

Lender

Name	SUNBELT FCU
Address	HATTIESBURG, MS 39402

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,439.00 (+9.93%) Homeowner's exemption	$9,878 (+7.14%)	$98,780 (+7.14%) Land $15,930 Building $82,850
2024	$1,309.00 (+2.51%)
2023	$1,277.00 (-19.84%) Homeowner's exemption	$9,220	$92,200 Land $15,930 Building $76,270
2022	$1,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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