Jefferson County property record for 1227 Steed St, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,258 sqft · built 2008 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,000 (Apr 2019) |
| Tax Bill | $2,762 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8C-0187.0000 |
| Primary APN | 08-8C-0187.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Family Room | Family Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 111 ft deep x 35 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1227 STEED ST |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #187 LAKELAND PLACE |
| Legal Subdivision | LAKELAND PLACE AT FAIRFAX CROSSING |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 972402 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 29, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Apr 30, 2019 | Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CHARLESTOWN |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Jun 12, 2008 · Amount on Record |
| Deed Document Number | 20194860 |
| Deed Book / Page | 1222 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002504/28 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 2504/28 |
| Instrument | 202300004859 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Document Number | 0002373/28 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 2373/28 |
| Instrument | 202100007443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Apr 30, 2019 |
| Property Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Document Number | 1222/015 |
| Book / Page | 1222 / 015 |
| Map Reference | MB 24 PG 10 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 201900004860 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201900004861 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 201900004861 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Document Number | 0000013121 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719 |
| Document Number | 0000013121 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 002204/000062 |
| Instrument | 13121 |
| Name | BANK OF CHARLESTOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1227 STEED ST, RANSON, WV 25438-5719 |
| Document Number | 0000016415 |
| Book / Page | 002157 / 000438 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719 |
| Document Number | 0000016415 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 002157/000438 |
| Instrument | 16415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,762.00 (+7.14%) | $201,000 (+9.12%) Land $56,800 Building $144,200 | $335,000 (+9.12%) Land $94,667 Building $240,333 |
| 2025 | $2,578.00 (+14.53%) | $184,200 (+15.99%) Land $38,300 Building $145,900 | $307,000 (+15.94%) Land $63,900 Building $243,100 |
| 2023 | $2,251.00 | $158,800 Land $38,300 Building $120,500 | $264,800 Land $63,900 Building $200,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2008) |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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