Contra Costa County property record for 1227 Rivera St, El Cerrito, CA 94530 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,394 sqft · built 1964 |
| Lot Size | 0.112 acres (4,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,525,000 (Dec 2023) |
| Tax Bill | $21,223 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-092-005-1 |
| Primary APN | 503-092-005-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 1,764 sqft 1st Floor |
| Basement Area | 630 sqft Basement |
| Stories | 1 Story |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 4,895 sqft (0.112 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 460 sqft Garage |
| Street Address | 1227 RIVERA ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3078 LOT 18 |
| Legal Subdivision | CONTRA COSTA |
| Legal Tract | 3078 |
| Legal Lot Number | 18 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 387000 |
Source: Contra Costa County records · APN 503-092-005-1
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 4TH ST, 505, OAKLAND, CA 94607-2146 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Oct 06, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 15, 2023 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 26, 2023 | Deed of Trust, Mortgage FREEMODEL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Deed Document Number | 2023132717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Document Number | 0000136998 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 2025- 136998 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | 415 E AVENIDA PICO P, SAN CLEMENTE, CA 92672 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Document Number | 0000104025 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 2025- 104025 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 15, 2023 |
| Property Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Document Number | 0000132717 |
| Map Reference | MB 89 PG 40 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023-132717 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 150 4TH ST APT 505, 505, OAKLAND, CA 94607-2146 |
| Document Number | 0000132718 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023-132718 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1227 RIVERA ST, EL CERRITO, CA 94530-2453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071249 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023-071249 |
| Name | FREEMODEL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BURLINGAME, CA 94010 |
| Amount | Amount Recorded |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,586,610 (+2%) Land $1,217,268 Building $369,342 | |
| 2025 | $21,223.00 (+26.69%) | $1,555,500 (+28.15%) Land $1,193,400 Building $362,100 |
| 2023 | $16,752.00 (+212.36%) | $1,213,800 Land $907,800 Building $306,000 |
| 2022 | $5,363.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures