Lake County property record for 1227 Osprey Ridge Dr, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,556 sqft · built 2015 |
| Lot Size | 0.224 acres (9,767 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Mar 2016) |
| Tax Bill | $5,379 (2024) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-27-0250-000-08300 |
| Primary APN | 06-19-27-0250-000-08300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,556 sqft Living Area |
| 1st Floor Area | 2,135 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,767 sqft (0.224 acres) |
| Garage Type | Finished |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3849800 |
|---|---|
| Street Address | 1227 OSPREY RIDGE DR |
| City | EUSTIS |
| State | FL |
| Zip | 32736-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING RIDGE ESTATES PB 58 PG 28-30 LOT 83 ORB 4752 PG 540 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 06 |
| Legal Subdivision | SPRING RIDGE ESTATES |
| Legal Tract | A-H,J-N |
| Legal Lot Number | 83 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30203 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1227 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 24, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2016 · Amount on Record |
| Deed Sale | Mar 14, 2016 · Amount on Record |
| Prior Sale | May 6, 2014 · Amount on Record |
| Deed Document Number | 2016025970 |
| Deed Book / Page | 4752 / 0540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1227 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1227 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0063061337 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 6306/1337 |
| Instrument | 2024035432 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1227 OSPREY RIDGE DR, EUSTIS, FL 32736-2507 |
| Document Number | 0054401351 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1227 OSPREY RIDGE DR EUSTIS FL 327362507, EUSTIS, FL 32736-2507 |
| Document Number | 0054401351 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 005440/001351 |
| Instrument | 33145 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,140 (+5.98%) Land $100,800 Building $222,340 | $444,304 (+1.13%) Land $100,800 Building $343,504 | |
| 2024 | $5,379.00 (+4.39%) | ||
| 2023 | $5,153.00 (+1.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $304,900 (+3%) | $439,343 (+14.61%) Land $100,800 Building $338,543 |
| 2022 | $5,079.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $296,020 | $383,343 Land $44,800 Building $338,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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