1227 Memory Ln, Lutz, FL 33549 Property Records

Hillsborough County property record for 1227 Memory Ln, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,263 sqft · built 1993
Lot Size	0.952 acres (41,509 sqft)
Owner	2 Individual Names on File
Last Sale	$17,500 (Sep 1991)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0331880000`

Property Details

APN / Parcel Number

Primary APN	`0331880000`
Alternative APN	`U07271919O00000000001E`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,263 sqft Heated Area
1st Floor Area	2,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,509 sqft (0.952 acres)
Lot Dimensions	403 ft deep x 103 ft wide
Garage Type	Mixed
Garage Area	529 sqft
Carport	Carport
Carport Area	768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	701 sqft
Shed	1 Shed
Shed Area	168 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0331880000
Street Address	1227 MEMORY LN
City	LUTZ
State	FL
Zip	33549-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	LAKE KEEN ESTATES THAT PART OF LOTS 1 2 AND 3 BEG 176 FT N OF SE COR RUN N 103 FT W 403 FT S 103 FT AND E 403 FT TO BEG
Legal Range	19E
Legal Township	27S
Legal Section	07
Legal Subdivision	LAKE KEEN ESTATES
Legal Lot Number	1 2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1015
Census Tract	11005

Owner

Source: Hillsborough County records · APN 0331880000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1227 MEMORY LN, LUTZ, FL 33549-3852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Apr 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Mar 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IBM SOUTHEAST EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 1991 · Amount on Record
Deed Sale	Sep 01, 1991 · Amount on Record
Deed Document Number	91196917
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1227 MEMORY LN, LUTZ, FL 33549-3852
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000332591
Date	Jul 05, 2022
Instrument	2022332591

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jul 01, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1227 MEMORY LN, LUTZ, FL 33549-3852
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 MEMORY LN, LUTZ, FL 33549-3852

Mortgage

Document Number	0000173252
Date	Apr 04, 2022
Instrument	2022173252

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1227 MEMORY LN, LUTZ, FL 33549-3852
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0248140157
Date	Mar 23, 2017
Book Page	24814/0157
Instrument	2017110410

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2027

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,287.00 (+12.9%) Homeowner's exemption	$241,481 (+5.99%)	$555,942 (+9.78%) Land $158,772 Building $397,170
2023	$3,797.00 (+5.15%) Homeowner's exemption	$227,840 (+3%)	$506,432 (-2.13%) Land $141,131 Building $365,301
2022	$3,611.00 Homeowner's exemption	$221,204	$517,475 Land $141,131 Building $376,344

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 104 locations within half a mile of this property.

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