1227 Madison 92120, Fredericktown, MO 63645 Property Records

Madison County property record for 1227 Madison 92120, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,531 sqft · built 1968
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$209,600 (Jan 2019)
Tax Bill	$932 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-20-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-20-000-000-007.000`
Alternative APN	`29344`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	222,156 sqft (5.1 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1227 MADISON 92120
City	FREDERICKTOWN
State	MO
Zip	63645-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5,6,9,10 AND ROADWAY; ALSO KNOWN AS TRACT 1 PER NEW SURVEY
Legal Range	07
Legal Township	33
Legal Section	20
Legal Subdivision	WINDSOR ESTATES
Legal Tract	1
Legal Lot Number	5,6,9,1
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1012
Census Tract	960300

Owner

Source: Madison County records · APN 07-4.0-20-000-000-007.000

Assessment roll updated January 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1227 MADISON 92120, FREDERICKTOWN, MO 63645-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Jan 07, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2019 · Amount on Record
Deed Sale	Jan 07, 2019 · Amount on Record
Deed Document Number	20192017004028
Deed Book / Page	501 / 978
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Jul 06, 2026
Property Address	1227 MADISON 92120, FREDERICKTOWN, MO 63645-5504
Document Number	0000001067
Book / Page	589 / 320
Instrument Date	Jun 25, 2026
Instrument	20261067
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 MADISON 92120, FREDERICKTOWN, MO 63645-5504

Mortgage

Document Number	0000001067,
Date	Jul 06, 2026
Book Page	589/320
Instrument	20261067

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1227 MADISON 92120, FREDERICKTOWN, MO 63645-5504
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00483/0664
Date	Mar 23, 2017
Book Page	483/0664

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1227 MADISON 92120, FREDERICKTOWN, MO 63645-5504
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000501/981
Date	Jan 07, 2019
Book Page	501/981
Instrument	2017004029

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+120.33%)	$16,310 (-)	$85,850 (-) Land $10,100 Building $75,750
2023	$423.00	$16,310	$85,850 Land $10,100 Building $75,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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