1227 Josephine St, Berkeley, CA 94703 Property Records

Alameda County property record for 1227 Josephine St, Berkeley, CA 94703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,048 sqft · built 1918
Lot Size	0.115 acres (4,995 sqft)
Owner	2 Company Names on Record
Last Sale	$1,892,000 (May 2019)
Tax Bill	$18,280 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-2446-27`

Property Details

APN / Parcel Number

Primary APN	`60-2446-27`
Alternative APN	`060-2446-027-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,995 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1227 JOSEPHINE ST
City	BERKELEY
State	CA
Zip	94703-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NORTHBRAE BUS PROP
Legal Block	C
Legal Lot Number	11&12
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1001
Census Tract	421800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage USE CREDIT UNION
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 30, 2019	Grant Deed, Transfer · ARM MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Feb 16, 2005 · Amount on Record
Deed Document Number	2019100404
Prior Transfer Date	Nov 29, 2013
Prior Transfer Doc	0000258036
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 10, 2026
Property Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111
Document Number	0000076043
Instrument Date	Apr 20, 2026
Instrument	202676043
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276248
Date	Dec 15, 2017
Instrument	2017276248

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111

Mortgage

Document Number	0000236920
Date	Jul 2, 2021
Instrument	2021236920

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 30, 2019
Property Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111
Document Number	0000100404
Map Reference	MB 25 PG 37
Instrument Date	May 22, 2019
Instrument	2019100404
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1227 JOSEPHINE ST, BERKELEY, CA 94703-1111

Mortgage

Document Number	0000100405
Date	May 30, 2019
Instrument	2019100405

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,157,747 (+2.01%) Land $333,311 Building $831,436
2025	$18,280.00 (+11.36%) Homeowner's exemption	$1,134,908 (+3.4%) Land $326,775 Building $815,133
2023	$16,415.00 Homeowner's exemption	$1,097,573 Land $314,088 Building $783,485	$2,125,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 946 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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