1227 Holmes St, Cocoa, FL 32922 Property Records

Brevard County property record for 1227 Holmes St, Cocoa, FL 32922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,293 sqft · built 1957
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Nov 2023)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-36-32-75-4-1`

Property Details

APN / Parcel Number

Primary APN	`24-36-32-75-4-1`
Alternative APNs	`24-36-32-75-00004.0-0001.00` `2424810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,293 sqft Living Area
Gross Area	3,275 sqft
1st Floor Area	2,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	672 sqft
Porch	Finished/Open Porch
Porch Area	310 sqft
Patio Area	327 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2424810
Street Address	1227 HOLMES ST
City	COCOA
State	FL
Zip	32922-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	VIRGINIA PARK LOTS 1,2 BLK 4
Legal Range	36E
Legal Township	24S
Legal Section	32
Legal Subdivision	VIRGINIA PARK
Legal Block	4
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3009
Census Tract	62600

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1227 HOLMES ST, COCOA, FL 32922-6130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · VA Mortgage OCMBC INC
Jul 5, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 2, 2018	Warranty Deed, Transfer OTHER
Aug 3, 2018	Grant Deed, Construction Loan OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	2023245302
Deed Book / Page	9936 / 879
Prior Transfer Date	Apr 23, 2006
Prior Transfer Doc	0056486358
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 20, 2023
Property Address	1227 HOLMES ST, COCOA, FL 32922-6130
Document Number	0099360879
Book / Page	9936 / 879
Map Reference	MB 5 PG 10
Instrument Date	Nov 20, 2023
Instrument	2023245302
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 PELHAM DR, LAURINBURG, NC 28352-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 HOLMES ST, COCOA, FL 32922-6130

Mortgage

Document Number	0009936882
Date	Nov 20, 2023
Instrument	9936/882

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 5, 2019
Property Address	1227 HOLMES ST, COCOA, FL 32922-6130
Document Number	0084801865
Book / Page	8480 / 1865
Map Reference	MB 5 PG 10
Instrument Date	Jun 24, 2019
Instrument	2019145903
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 MEADOW LARK LN, 945, MERRITT ISLAND, FL 32953-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 HOLMES ST, COCOA, FL 32922-6130

Mortgage

Document Number	0084801866
Date	Jul 5, 2019
Instrument	8480/1866

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 2, 2018
Property Address	1227 HOLMES ST, COCOA, FL 32922-6130
Document Number	0082280929
Book / Page	008228 / 000929
Instrument Date	Jul 31, 2018
Instrument	172991
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9741 PORTOFINO DR ORLANDO FL 328325623, ORLANDO, FL 32832-5623

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 3, 2018
Property Address	1227 HOLMES ST, COCOA, FL 32922-6130
Document Number	0082291653
Book / Page	008229 / 001653
Instrument Date	Jul 31, 2018
Instrument	174199
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	945 MEADOW LARK LN MERRITT ISLAND FL 329537854, MERRITT ISLAND, FL 32953-7854

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,950 (+9.1%)	$285,950 (+9.1%)
2025	$5,123.00 (-0.64%)	$262,090 (+7.89%)	$262,090 (-9.39%)
2024	$5,156.00 (+37.53%)
2023	$3,749.00 (+14.58%) Homeowner's exemption	$242,920 (+7.6%)	$289,260 (+10.97%) Land $40,000 Building $249,260
2022	$3,272.00 Homeowner's exemption	$225,760	$260,660 Land $30,000 Building $230,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2001–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Oct 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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