1227 Harbor Pl, Brainerd, MN 56401 Property Records

Cass County property record for 1227 Harbor Pl, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 2018
Lot Size	0.242 acres (10,570 sqft)
Owner	Individual Name on File
Last Sale	$531,433 (Nov 2018)
Tax Bill	$5,010 (2026)
Deeds & Mortgages	Apr 2019 Refinance May 2020 Refinance + 2 more
APN	`87-367-0140`

Property Details

APN / Parcel Number

Primary APN	`87-367-0140`
Alternative APN	`54165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,810 sqft Base Area
1st Floor Area	1,810 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,570 sqft (0.242 acres)
Lot Width	100 ft Width
View / Lot	Waterfront / Beach
Garage Area	1,240 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	54165
Street Address	1227 HARBOR PL
City	BRAINERD
State	MN
Zip	56401-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, BLK 1
Legal Range	29
Legal Township	134
Legal Section	17
Legal Subdivision	THE HARBOR AT EAST GULL LAKE
Legal Block	1
Legal Lot Number	20
Jurisdiction	CASS MN
Township / Civil Division	EAST GULL LAKE
Census Block Group	1
Census Block	1021
Census Tract	960801

Owner

Source: Cass County records · APN 87-367-0140

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1227 HARBOR PL, BRAINERD, MN 56401-6994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Nov 09, 2018	Warranty Deed, Transfer
Nov 09, 2018	Warranty Deed, Transfer BREMER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2018 · Amount on Record
Deed Sale	Nov 09, 2018 · Amount on Record
Prior Sale	Nov 09, 2018 · Amount on Record
Deed Document Number	201833950
Deed Book / Page	36 / 9859
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	1227 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000034198
Date	Apr 30, 2019
Instrument	T000034198

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	1227 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000034868
Date	May 11, 2020
Instrument	T000034868

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Nov 09, 2018
Property Address	1227 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Document Number	00036/9833
Book / Page	36 / 9833
Instrument Date	Nov 09, 2018
Instrument	T000033949
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13872 SHAFER RD, CROSSLAKE, MN 56442-4016

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Nov 09, 2018
Property Address	1227 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Document Number	00036/9859
Book / Page	36 / 9859
Instrument Date	Nov 09, 2018
Instrument	T000033950
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 HANLAR PL, EAST GULL LAKE, MN 56401

Mortgage

Document Number	0000000036/0000009859
Date	Nov 09, 2018
Book Page	0000000036/0000009859
Instrument	T000033951

Lender

Name	BREMER BANK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
Municipality	East Gull Lake City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,010.00 (+4.2%) Homeowner's exemption
2025	$4,808.00 (-0.29%)	$745,600 (+2.63%) Land $187,000 Building $558,600	$745,600 (+2.63%) Land $187,000 Building $558,600
2023	$4,822.00
2022		$726,500 Land $135,000 Building $591,500	$726,500 Land $135,000 Building $591,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable · Fiber in parts of the area	250 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 66 locations within half a mile of this property.

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