Orange County property record for 1227 Garrett Gilliam Dr, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,665 sqft · built 2019 |
| Lot Size | 0.138 acres (6,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Nov 2022) |
| Tax Bill | $6,772 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-21-28-5558-00-420 |
| Primary APN | 33-21-28-5558-00-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,001 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1227 GARRETT GILLIAM DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MCCORMICK RESERVE - PHASE 2 90/138 LOT 42 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 33 |
| Legal Subdivision | MCCORMICK RESERVE - PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 17506 |
1227 Garrett Gilliam Dr is owned and occupied by an individual who bought it in November 2022.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP |
| Aug 26, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 25, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 22, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jul 26, 2018 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2022 · Amount on File |
| Deed Sale | Nov 8, 2022 · Amount on File |
| Prior Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 2022678787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000585805 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 20210585805 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000678787 |
| Map Reference | MB 90 PG 138&139 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 20220678787 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 ARTIST POINT CT, APOPKA, FL 32703-1722 |
| Name | Verified Name |
|---|---|
| Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000678788 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 20220678788 |
| Name | FIDELITY FUNDING MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000523440 |
| Map Reference | MB 90 PG 138&139 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 20210523440 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000380963 |
| Map Reference | MB 90 PG 138&139 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 20210380963 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,457.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3809 QUAINT LN, CLERMONT, FL 34711-6509 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000644832 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1227 GARRETT GILLIAM DR OCOEE FL 347614945, OCOEE, FL 34761-4945 |
| Document Number | 0000644832 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 644832 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 22, 2019 |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000041025 |
| Map Reference | MB 90 PG 138&139 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 20190041025 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,032.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000041026 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 20190041026 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 1227 GARRETT GILLIAM DR, OCOEE, FL 34761-4945 |
| Document Number | 0000441635 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 441635 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $1,519.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11700 PLAZA AMERICA DR #500 RESTON VA 201904792, 500, RESTON, VA 20190-4792 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1227 Garrett Gilliam Dr was $6,772, down 3.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,640 (-1.28%) Land $90,000 Building $314,640 | $404,640 (-1.28%) Land $90,000 Building $314,640 | |
| 2025 | $6,772.00 (-3.67%) | $409,890 Land $90,000 Building $319,890 | $409,890 Land $90,000 Building $319,890 |
| 2024 | $7,030.00 (+5.43%) | ||
| 2023 | $6,668.00 (+48.91%) | $375,119 (+33.16%) Land $90,000 Building $285,119 | $375,119 (+29.69%) Land $90,000 Building $285,119 |
| 2022 | $4,478.00 Homeowner's exemption | $281,704 | $289,232 Land $75,000 Building $214,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 Garrett Gilliam Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1227 Garrett Gilliam Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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