1227 Fernway Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 1227 Fernway Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,906 sqft · built 1959
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Mar 2003)
Tax Bill	$980 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4220-03-10-0170`

Property Details

APN / Parcel Number

Primary APN	`4220-03-10-0170`
Alternative APNs	`32142003100170` `20143203100170` `3069111.0` `3069111`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,678 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1977
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Porch	Florida Room
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3069111
Street Address	1227 FERNWAY DR
City	ORMOND BEACH
State	FL
Zip	32174-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 10 ORMOND FOREST HILLS SUB MB 23 PG 240 PER OR 5025 PG 3615 PER OR 8364 PG 4100
Legal Range	32E
Legal Township	14S
Legal Section	20
Legal Subdivision	ORMOND FOREST HILLS SUB MB
Legal Tract	03
Legal Block	10
Legal Lot Number	17
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1008
Census Tract	80805

Owner

Source: Volusia County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Quit Claim Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2003 · Amount on Record
Deed Sale	Mar 1, 2003 · Amount on Record
Prior Sale	May 15, 1977 · Amount on Record
Deed Book / Page	5025 / 3615
Last Transfer Date	Jan 27, 2023
Transfer Doc	0083644100
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 6, 2023
Property Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006
Document Number	0083644100
Book / Page	8364 / 4100
Map Reference	MB 23 PG 240
Instrument Date	Jan 27, 2023
Instrument	2023023508
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006

Mortgage

Document Number	0083644102
Date	Feb 6, 2023
Instrument	8364/4102

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 PERNWAY DR, ORMOND BEACH, FL 32174

Mortgage

Document Number	0080233921
Date	Apr 12, 2021
Book Page	8023/3921
Instrument	2021-080466

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1227 FERNWAY DR, ORMOND BEACH, FL 32174-6006
Document Number	0077092315
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1227 FERNWAY DR ORMOND BEACH FL 321746006, ORMOND BEACH, FL 32174-6006

Mortgage

Document Number	0077092315
Date	Jun 19, 2019
Book Page	007709/002315
Instrument	120129

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2034

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,100 (+2.7%)	$227,701 (+0.9%) Land $29,160 Building $198,541
2025	$980.00 (+9.5%) Homeowner's exemption	$102,337 (+5.99%)	$225,672 (-3.43%) Land $29,160 Building $196,512
2023	$895.00 (+4.92%) Homeowner's exemption	$96,557 (+3%)	$233,697 (+8.03%) Land $29,520 Building $204,177
2022	$853.00 Homeowner's exemption	$93,745	$216,322 Land $29,520 Building $186,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2000–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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