Ocean County and Toms River Township property record for 1227 Echo Pl, Toms River, NJ 08755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,746 sqft · built 1988 |
| Lot Size | 0.211 acres (9,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Nov 2024) |
| Tax Bill | $7,464 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00411-21-00016 |
| Primary APN | 08-00411-21-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,746 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,182 sqft (0.211 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1227 ECHO PL |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08755-4949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | .2108AC |
| Legal Subdivision | PIN OAK SUB SEC 1 |
| Legal Block | 411 |
| Legal Lot Number | 16 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 723000 |
1227 Echo Pl is owned and occupied by two individuals who bought it in November 2024.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1227 ECHO PL, TOMS RIVER, NJ 08755-4949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · VA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on File |
| Deed Sale | Nov 25, 2024 · Amount on File |
| Prior Sale | Apr 30, 2014 · Amount on File |
| Deed Document Number | 202487978 |
| Deed Book / Page | 19858 / 1462 |
| Prior Transfer Date | Apr 21, 2014 |
| Prior Transfer Doc | 0157931598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 1, 2026 |
| Property Address | 1227 ECHO PL, TOMS RIVER, NJ 08755-4949 |
| Document Number | 0000042601 |
| Book / Page | 20389 / 711 |
| Instrument Date | May 22, 2026 |
| Instrument | 202642601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 894 RATHBUN AVE, STATEN ISLAND, NY 10309-2225 |
| Document Number | 0000042601, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 20389/711 |
| Instrument | 202642601 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1227 ECHO PL, TOMS RIVER, NJ 08755-4949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0180341472 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 18034/1472 |
| Instrument | 2020096080 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 1227 Echo Pl was $7,464, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,000 (-) Land $116,000 Building $266,000 | $382,000 (-) Land $116,000 Building $266,000 | |
| 2025 | $7,464.00 (+7.3%) | $382,000 Land $116,000 Building $266,000 | $382,000 Land $116,000 Building $266,000 |
| 2024 | $6,956.00 | ||
| 2023 | $382,000 Land $116,000 Building $266,000 | $382,000 Land $116,000 Building $266,000 | |
| 2022 | $6,375.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 Echo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1227 Echo Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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