1227 E Schwartz Blvd, Lady Lake, FL 32159 Property Records

Lake County property record for 1227 E Schwartz Blvd, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1990
Lot Size	0.154 acres (6,693 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2026)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-24-0394-000-29170`

Property Details

APN / Parcel Number

Primary APN	`06-18-24-0394-000-29170`
Alternative APNs	`241806039400029170` `3253850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,693 sqft (0.154 acres)
Lot Dimensions	101 ft deep x 63 ft wide
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	260 sqft
Deck Area	667 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3253850
Street Address	1227 E SCHWARTZ BLVD
City	LADY LAKE
State	FL
Zip	32159-2467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX8
Legal Description	LADY LAKE ORANGE BLOSSOM GARDENS UNIT 12 LOT 2917 PB 29 PGS 42-45 ORB 6311 PG 47
Legal Range	24E
Legal Township	18S
Legal Section	6
Legal Subdivision	LADY LAKE ORANGE BLOSSOM GARDENS
Legal Tract	0394
Legal Block	3
Legal Lot Number	2917
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	3
Census Block	3000
Census Tract	30409

Owner

1227 E Schwartz Blvd is owned and occupied by two individuals who acquired it in September 2026.

Source: Lake County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 MCGUERTY RD, HARWICH, MA 02645-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Apr 5, 2024 · Amount on File
Deed Document Number	202646160
Deed Book / Page	6720 / 1958
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000111711
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 11, 2026
Property Address	1227 E SCHWARTZ BLVD, LADY LAKE, FL 32159-2467
Document Number	0000111711
Book / Page	6810 / 856
Instrument Date	Sep 4, 2026
Instrument	2026111711
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2 MCGUERTY RD, HARWICH, MA 02645-1506

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 16, 2026
Property Address	1227 E SCHWARTZ BLVD, LADY LAKE, FL 32159-2467
Document Number	0000046160
Book / Page	6720 / 1958
Instrument Date	Apr 14, 2026
Instrument	2026.46160
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MCGUERTY RD, HARWICH, MA 02645-1506

Mortgage

Document Number	0000046161,
Date	Apr 16, 2026
Book Page	6720/1960
Instrument	2026.46161

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 5, 2024
Property Address	1227 E SCHWARTZ BLVD, LADY LAKE, FL 32159-2467
Document Number	0063110047
Book / Page	6311 / 47
Map Reference	MB 29 PG 42-45
Instrument Date	Mar 28, 2024
Instrument	2024039101
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 ALOHA WAY, LADY LAKE, FL 32159-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E SCHWARTZ BLVD, LADY LAKE, FL 32159-2467

Mortgage

Document Number	0000631149
Date	Apr 5, 2024
Instrument	6311/49

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1227 E Schwartz Blvd was $2,881 with a homeowner's exemption, down 12.9% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,206 (-) Land $63,250 Building $121,956	$185,206 (-) Land $63,250 Building $121,956
2025	$2,881.00 (-12.93%) Homeowner's exemption	$185,206 Land $63,250 Building $121,956	$185,206 Land $63,250 Building $121,956
2024	$3,309.00 (+276.02%)
2023	$880.00 (+1.03%) Homeowner's exemption Senior Citizen's exemption	$99,030 (+3%)	$180,364 (+16.32%) Land $63,250 Building $117,114
2022	$871.00 Homeowner's exemption Senior Citizen's exemption	$96,150	$155,064 Land $37,950 Building $117,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1227 E Schwartz Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1227 E Schwartz Blvd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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