1227 E 700 S, Cutler, IN 46920 Property Records

Carroll County property record for 1227 E 700 S, Cutler, IN 46920

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,980 sqft · built 2004
Lot Size	2.7 acres (117,873 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2023)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage
Flood Zone	Zone A (high risk)
APN	`08-13-11-000-021.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-13-11-000-021.000-008`
Alternative APNs	`00438897627` `0062502100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	3,960 sqft
Basement Area	1,980 sqft
Finished Basement	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Asphalt
Lot Area	117,873 sqft (2.7 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00438897627
Street Address	1227 E 700 S
City	CUTLER
State	IN
Zip	46920-9305
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	006-25021-00 PT SE4 SW4 11-23-1 2.706 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2069
Census Tract	959900

Owner

Source: Carroll County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 E 700 S, CUTLER, IN 46920-9305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Mar 11, 2013
Deed Document Number	2023244
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1227 E 700 S, CUTLER, IN 46920-9305
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000347
Date	Feb 14, 2023
Instrument	2023000347

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Feb 2, 2023
Property Address	1227 E 700 S, CUTLER, IN 46920-9305
Document Number	2023000244
Instrument Date	Jan 31, 2023
Instrument	2023000244
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E 700 S, CUTLER, IN 46920-9305

Mortgage

Document Number	2023000245
Date	Feb 2, 2023
Instrument	2023000245

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+3.95%) Homeowner's exemption	$332,900 (+35.49%) Land $36,200 Building $296,700	$332,900 (+35.49%) Land $36,200 Building $296,700
2024	$1,443.00 (+10.32%)
2023		$245,700 (+6%) Land $33,400 Building $212,300	$245,700 (+6%) Land $33,400 Building $212,300
2022	$1,308.00	$231,800 Land $32,800 Building $199,000	$231,800 Land $32,800 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geetingsville Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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