1227 E 40th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1227 E 40th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,542 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Feb 2024)
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35324.1017`

Property Details

APN / Parcel Number

Primary APN	`35324.1017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	783 sqft
Basement Area	759 sqft
Finished Basement	759 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1227 E 40TH AVE
City	SPOKANE
State	WA
Zip	99203-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MANITO SOUTH L19 B2
Legal Range	43E
Legal Township	25N
Legal Section	32
Legal Subdivision	MANITO SOUTH
Legal Block	2
Legal Lot Number	19
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	4400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CREDIT UNION
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHER CU
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 13, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	20247334654
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	0006230179
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007124003
Date	Sep 9, 2021
Instrument	7124003

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 7, 2026
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Document Number	0007487512
Instrument Date	May 4, 2026
Instrument	20267487512
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 S ARTHUR ST, SPOKANE, WA 99203-3173

Mortgage

Document Number	0007487512,
Date	May 7, 2026
Instrument	20267487512

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 23, 2024
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Document Number	0007334654
Map Reference	VOL O PG 20
Instrument Date	Feb 20, 2024
Instrument	7334654
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913

Mortgage

Document Number	0007334655
Date	Feb 23, 2024
Instrument	7334655

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 21, 2021
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Document Number	0007064299
Map Reference	VOL O PG 20
Instrument Date	Apr 14, 2021
Instrument	7064299
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913

Mortgage

Document Number	0007064300
Date	Apr 21, 2021
Instrument	7064300

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007022038
Date	Jan 15, 2021
Instrument	7022038

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 13, 2018
Property Address	1227 E 40TH AVE, SPOKANE, WA 99203-2913
Document Number	0006716042
Instrument Date	Jun 13, 2018
Instrument	6716042
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,403.48
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1227 E 40TH AVE SPOKANE WA 992032913, SPOKANE, WA 99203-2913

Mortgage

Document Number	6716043
Date	Jun 13, 2018
Instrument	6716043

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (+0.25%)	$359,900 (+2.86%) Land $115,000 Building $244,900	$359,900 (+2.86%) Land $115,000 Building $244,900
2025	$3,569.00 (-6.03%)	$349,900 (-17.65%) Land $105,000 Building $244,900	$349,900 (-17.65%) Land $105,000 Building $244,900
2024	$3,798.00 (-8.57%)	$424,900 (+33.66%) Land $69,600 Building $355,300	$424,900 (+33.66%) Land $69,600 Building $355,300
2023	$4,154.00 (+11.73%)	$317,900 Land $69,600 Building $248,300	$317,900 Land $69,600 Building $248,300
2022	$3,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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