1227 E 3rd St, Mount Vernon, IN 47620 Property Records

Posey County property record for 1227 E 3rd St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1950
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$93,800 (Sep 2018)
Tax Bill	$73 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-09-210-022.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-09-210-022.000-018`
Alternative APNs	`00873842192` `0090127000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	157 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00873842192
Street Address	1227 E 3RD ST
City	MOUNT VERNON
State	IN
Zip	47620-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT. VERNON REALTY LOT 25 MP 569-022- - - -
Legal Subdivision	MT VERNON REALTY COMPANYS SUBDIVISION
Legal Lot Number	25
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2036
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20182876
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	201501973
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201

Mortgage

Document Number	0202503750
Date	Dec 3, 2025
Instrument	202503750

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101541
Date	Apr 7, 2021
Instrument	202101541

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	MOUNT VERNON, IN 47620

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Sep 4, 2018
Property Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201
Document Number	201802876
Instrument Date	Aug 31, 2018
Instrument	201802876
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 E 3RD ST, MOUNT VERNON, IN 47620-2201

Mortgage

Document Number	201802877
Date	Sep 4, 2018
Instrument	201802877

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73.00 (-7.59%) Homeowner's exemption	$102,100 (+19.56%) Land $10,000 Building $92,100	$102,100 (+19.56%) Land $10,000 Building $92,100
2024	$79.00
2023		$85,400 (+6.48%) Land $7,000 Building $78,400	$85,400 (+6.48%) Land $7,000 Building $78,400
2022		$80,200 Land $7,000 Building $73,200	$80,200 Land $7,000 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks.

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