1227 Cimarron Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1227 Cimarron Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1975
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 2016)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-37-22-51-*-27`

Property Details

APN / Parcel Number

Primary APN	`28-37-22-51-*-27`
Alternative APNs	`28-37-22-51-00000.0-0027.00` `2831854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2831854
Street Address	1227 CIMARRON CIR NE
City	PALM BAY
State	FL
Zip	32905-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	EL PUEBLO BONITO LOT 27
Legal Range	37E
Legal Township	28S
Legal Section	22
Legal Subdivision	EL PUEBLO BONITO
Legal Lot Number	27
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1003
Census Tract	65129

Owner

1227 Cimarron Cir NE is owned and occupied by two individuals who bought it in November 2016.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1227 CIMARRON CIR NE, PALM BAY, FL 32905-3927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016 · Amount on File
Deed Sale	Nov 7, 2016 · Amount on File
Prior Sale	Jun 1, 2016
Deed Document Number	2016218000
Deed Book / Page	7748 / 2617
Prior Transfer Date	May 27, 2016
Prior Transfer Doc	0076271432
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1227 CIMARRON CIR NE, PALM BAY, FL 32905-3927
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	CHICAGO TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 CIMARRON CIR NE, PALM BAY, FL 32905-3927

Mortgage

Document Number	0093262038
Date	Nov 16, 2021
Book Page	9326/2038
Instrument	2021299433

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1227 CIMARRON CIR NE, PALM BAY, FL 32905-3927
Document Number	0080962080
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1227 CIMARRON CIR NE PALM BAY FL 329053927, PALM BAY, FL 32905-3927

Mortgage

Document Number	0080962080
Date	Feb 21, 2018
Book Page	008096/002080
Instrument	39181

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1227 Cimarron Cir NE was $2,227 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,480 (+2.7%)	$252,650 (+9.03%)
2025	$2,227.00 Homeowner's exemption Widower's exemption	$166,000	$231,720 Land $50,000 Building $181,720
2023	$2,045.00 (+5.36%) Homeowner's exemption Senior Citizen's exemption	$156,640 (+3%)	$229,900 (-0.68%) Land $40,000 Building $189,900
2022	$1,941.00 Homeowner's exemption Senior Citizen's exemption	$152,080	$231,480 Land $35,000 Building $196,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1227 Cimarron Cir NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1227 Cimarron Cir NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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