Franklin County property record for 1227 Centennial Dr, Saint Clair, MO 63077 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,776 sqft · built 1972 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-02.0-2-000-006.000 |
| Primary APN | 29-1-02.0-2-000-006.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Patio Area | 40 sqft |
| Shed | 1 Shed |
| Street Address | 1227 CENTENNIAL DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW W RD |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 02 |
| Legal Quarter | NW |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800901 |
Source: Franklin County records · APN 29-1-02.0-2-000-006.000
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION |
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION |
| May 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION |
| Dec 30, 2025 | Warranty Deed, Transfer |
| Mar 25, 2025 | Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION |
| Sep 26, 2019 | Quit Claim Deed, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 |
| Deed Sale | Dec 30, 2025 |
| Prior Sale | Mar 25, 2025 |
| Deed Document Number | 2516723 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002104703 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2104703 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002216158 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2216158 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002516630 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2516630 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002505034 |
|---|---|
| Date | May 02, 2025 |
| Instrument | 2505034 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 30, 2025 |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Document Number | 0002516723 |
| Map Reference | BK 284 PG 535 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2516723 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 25, 2025 |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Document Number | 0002503256 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 2503256 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Document Number | 0002503257 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 2503257 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 26, 2019 |
| Property Address | 1227 CENTENNIAL DR, SAINT CLAIR, MO 63077-1918 |
| Document Number | 0000012877 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 12877 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1227 CENTENNIAL DR ST CLAIR MO 630771918, ST CLAIR, MO 63077-1918 |
| Document Number | 12878 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 12878 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 25, 2039 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,023.00 (+94.03%) | $49,955 (+77.68%) | $262,920 (+77.68%) Land $17,150 Building $245,770 |
| 2023 | $1,558.00 (+14.06%) | $28,115 | $147,970 Land $15,120 Building $132,850 |
| 2022 | $1,366.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Jun 1985, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Bays-ET Highspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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