1227 Appleton Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1227 Appleton Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,512 sqft · built 1954
Lot Size0.79 acres (34,412 sqft)
Owner2 Individual Names on Record
Last Sale$67,500 (Oct 1989)
Tax Bill$2,227 (2026)
Deeds & MortgagesNov 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN04-010531

Property Details

APN / Parcel Number

Primary APN04-010531
Alternative APNs
  • 4010531
  • 010531

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,512 sqft Total Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number010531
Street Address1227 APPLETON RD
CityELKTON
StateMD
Zip21921-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT 1 - .7904 ACRE 1227 APPLETON ROAD S OF BARKSDALE
Legal SubdivisionBARKSD
Legal Lot Number1
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group3
Census Block3010
Census Tract30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1227 APPLETON RD, ELKTON, MD 21921-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 1989 · Amount on Record
Deed SaleOct 9, 1989 · Amount on Record
Prior SaleJul 8, 1985 · Amount on Record
Deed Book / Page285 / 795
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address1227 APPLETON RD, ELKTON, MD 21921-3913
Transaction TypeMortgage
Record UpdatedNov 15, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 APPLETON RD, ELKTON, MD 21921-3913
InvestorPossibly a Property Investor

Mortgage

Document Number0053930219
DateNov 6, 2023
Book Page5393/219
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term825 Months
DueAug 29, 2092
Interest
Rate TypeAdjustable Rate
Rate8.25%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2023
Change FrequencyMonthly
Index1-Year CMT
Max Rate13.2%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,227.00 (+1.64%) Homeowner's exemption$199,900 (+2.62%)$210,100 (+7.85%) Land $69,200 Building $140,900
2025$2,191.00 (+61.1%) Homeowner's exemption$194,800 (+7.55%) Land $69,200 Building $125,600$194,800 (-) Land $69,200 Building $125,600
2023$1,360.00$181,133$194,800 Land $69,200 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Appleton Rd

Nearby Streets

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