1227 1st Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1227 1st Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1893
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (May 2026)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`179-0074-0295-00`

Property Details

APN / Parcel Number

Primary APN	`179-0074-0295-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	2,574 sqft
1st Floor Area	858 sqft
2nd Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1227 1ST AVE
City	CINCINNATI
State	OH
Zip	45205-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1227 FIRST AVE 40 X 120 LOT 171 PT 172 CEDAR GROVE L & B ASSN 1 SUB PARS 295-296 CONS
Legal Subdivision	CEDAR GROVE L & B ASSN 1 SUB
Legal Lot Number	171
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1002
Census Tract	9700

Owner

Source: Hamilton County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11503 SPRINGFIELD PIKE, 130, CINCINNATI, OH 45246-3550
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Aug 29, 2022	Warranty Deed, Transfer · Commercial Mortgage QUANTA FINANCE LLC
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Dec 2, 2025 · Amount on Record
Deed Document Number	202636516
Deed Book / Page	15664 / 903
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0000087068
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2026
Property Address	1227 1ST AVE, CINCINNATI, OH 45205-1427
Document Number	0000036516
Book / Page	15664 / 903
Instrument Date	May 12, 2026
Instrument	202636516
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$10,908.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1227 1ST AVE, CINCINNATI, OH 45205-1427
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18612 SAUGUS AVE, SANTA ANA, CA 92705-2731

Mortgage

Document Number	0000088183
Date	Dec 15, 2023
Book Page	15063/1858
Instrument	2023-0088183

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1227 1ST AVE, CINCINNATI, OH 45205-1427
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002604
Date	Feb 14, 2018
Instrument	18-0012604

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2032

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2022
Property Address	1227 1ST AVE, CINCINNATI, OH 45205-1427
Document Number	0000082915
Book / Page	14740 / 1106
Map Reference	MB 4 PG 220
Instrument Date	Jul 12, 2022
Instrument	2022-0082915
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18612 SAUGUS AVE, SANTA ANA, CA 92705-2731

Mortgage

Document Number	0000082916
Date	Aug 29, 2022
Instrument	2022-0082916

Lender

Name	QUANTA FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 17, 2017
Property Address	1227 1ST AVE, CINCINNATI, OH 45205-1427
Document Number	0000005452
Map Reference	MB 4 PG 220
Instrument Date	Nov 3, 2017
Instrument	17-0105452
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000005453
Date	Nov 17, 2017
Instrument	17-0105453

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (+0.13%)	$24,500 (-) Land $4,165 Building $20,335	$70,000 (-) Land $11,900 Building $58,100
2024	$1,561.00 (-0.19%)	$24,500 (-) Land $4,165 Building $20,335
2023	$1,564.00 (+30.55%)	$24,500 (+40.27%) Land $4,165 Building $20,335	$70,000 (+40.28%) Land $11,900 Building $58,100
2022	$1,198.00 Homeowner's exemption	$17,466 Land $4,141 Building $13,325
2020			$49,900 Land $11,830 Building $38,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

1227 1st Ave, Cincinnati, OH 45205 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 1st Ave

Nearby Streets

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