12266 N Grove Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 12266 N Grove Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,380 sqft · built 1983
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2026)
Tax Bill	$8,986 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-300-028`

Property Details

APN / Parcel Number

Primary APN	`06-18-300-028`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)
Lot Dimensions	600 ft deep x 365 ft wide
Deck Area	66 sqft
Shed	1 Shed
Shed Area	1,984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0618300028
Street Address	12266 N GROVE RD
City	SYCAMORE
State	IL
Zip	60178-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	GOLDEN ACRES SUB - LOT 1 GOLDEN ACRES SUB - LOT 1 & 2
Legal Subdivision	GOLDEN ACRES SUB
Legal Lot Number	1,2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3046
Census Tract	402

Owner

Source: DeKalb County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 SUNSET DR, ELGIN, IL 60123-7242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN ILLINOIS FCU
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN ILLINOIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Document Number	20266167
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 16, 2026
Property Address	12266 N GROVE RD, SYCAMORE, IL 60178-9014
Document Number	0000006167
Instrument Date	Jul 8, 2026
Instrument	20266167
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SUNSET DR, ELGIN, IL 60123-7242

Mortgage

Document Number	0000006168,
Date	Jul 16, 2026
Instrument	20266168

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.62%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12266 N GROVE RD, SYCAMORE, IL 60178-9014
Document Number	0000009251
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1266 N GROVE RD SYCAMORE IL 60178, SYCAMORE, IL 60178

Mortgage

Document Number	0000009251
Date	Oct 7, 2019
Instrument	9251

Lender

Name	NORTHERN ILLINOIS FCU
Address	817 W LINCOLN HWY # E, DEKALB, IL 60115-3002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 6, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	12266 N GROVE RD, SYCAMORE, IL 60178-9014
Document Number	0000001641
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12266 N GROVE RD SYCAMORE IL 601789014, SYCAMORE, IL 60178-9014

Mortgage

Document Number	0000001641
Date	Mar 8, 2019
Instrument	1641

Lender

Name	NORTHERN ILLINOIS FCU
Address	817 W LINCOLN HWY # E, DEKALB, IL 60115-3002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 7, 2024

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,555 (+16.47%) Land $37,112 Building $100,443	$412,665 (+16.47%) Land $111,336 Building $301,329
2024	$8,986.00
2023		$118,099 Land $31,863 Building $86,236	$354,297 Land $95,589 Building $258,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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