Gloucester County property record for 12265 Cedar Trl, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,458 sqft · built 2009 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2025) |
| Tax Bill | $1,620 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31143 |
| Primary APN | 31143 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,458 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
| Deck Area | 8 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12265 CEDAR TRL |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HOLLY BEACH SUBD SEC C LOT 44 |
| Legal Subdivision | HOLLY BEACH |
| Legal Lot Number | 44 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 100202 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 WOOD ST, FALL RIVER, MA 02721-4444 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Mar 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2018 · Amount on Record |
| Deed Document Number | 202567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 12265 CEDAR TRL, GLOUCESTER, VA 23061-2660 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0220002063 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 220002063 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Mar 22, 2018 |
| Property Address | 12265 CEDAR TRL, GLOUCESTER, VA 23061-2660 |
| Document Number | 180001160 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 180001160 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12265 CEDAR TRL, GLOUCESTER, VA 23061-2660 |
| Document Number | 180001161 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 180001161 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620.00 (+6.44%) | $277,800 (+12.06%) Land $42,560 Building $235,240 | $277,800 (+12.06%) Land $42,560 Building $235,240 |
| 2025 | $1,522.00 (+5.33%) | $247,910 (-) Land $42,560 Building $205,350 | $247,910 (-) Land $42,560 Building $205,350 |
| 2024 | $1,445.00 | $247,910 (-) Land $42,560 Building $205,350 | $247,910 (-) Land $42,560 Building $205,350 |
| 2023 | $1,445.00 (+129.73%) | $247,910 (+48.64%) Land $42,560 Building $205,350 | $247,910 (+48.64%) Land $42,560 Building $205,350 |
| 2022 | $629.00 | $166,790 Land $29,700 Building $137,090 | $166,790 Land $29,700 Building $137,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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