12265 104th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 12265 104th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,803 sqft · built 1987
Lot Size	0.32 acres (13,948 sqft)
Owner	2 Trust Names on File
Last Sale	$792,500 (Nov 2020)
Tax Bill	$11,764 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7616-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7616-6`
Alternative APNs	`16-30-15-62392-000-0021` `301516623920000021` `153016623920000021` `R172590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,803 sqft Living Area
Gross Area	4,760 sqft
1st Floor Area	3,803 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,948 sqft (0.32 acres)
Lot Dimensions	133 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	285 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172590
Street Address	12265 104TH AVE
City	LARGO
State	FL
Zip	33778-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ACRES E 1/2 OF LOT 2
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	OAK GROVE ACRES
Legal Tract	62392
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1025
Census Tract	25119

Owner

12265 104th Ave is owner-occupied and held in a trust since August 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12265 104TH AVE, LARGO, FL 33778-3410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2023	Deed of Trust, Mortgage · Loan Assumption CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Document Number	2020334459
Deed Book / Page	21244 / 1119
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000220369
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 17, 2026
Property Address	12265 104TH AVE, LARGO, FL 33778-3410
Document Number	0000220369
Book / Page	23664 / 1419
Instrument Date	Aug 5, 2026
Instrument	2026220369
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12265 104TH AVE, LARGO, FL 33778-3410

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12265 104TH AVE, LARGO, FL 33778-3410
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12265 104TH AVE, LARGO, FL 33778-3410

Mortgage

Document Number	0223422657
Date	Feb 13, 2023
Book Page	22342/2657
Instrument	2023036554

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	Loan Assumption
Amount	Amount on Record

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 26, 2022
Property Address	12265 104TH AVE, LARGO, FL 33778-3410
Document Number	0222140706
Book / Page	22214 / 706
Map Reference	MB 89 PG 5
Instrument Date	Sep 26, 2022
Instrument	2022288975
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12265 104TH AVE, LARGO, FL 33778-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12265 104TH AVE, LARGO, FL 33778-3410

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 5, 2020
Property Address	12265 104TH AVE, SEMINOLE, FL 33778-3410
Document Number	0212441119
Book / Page	21244 / 1119
Map Reference	MB 89 PG 5
Instrument Date	Oct 30, 2020
Instrument	2020334459
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5044 KILKENNEY CT, 5044, OLDSMAR, FL 34677-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12265 104TH AVE, LARGO, FL 33778-3410

Mortgage

Document Number	0212441121
Date	Nov 5, 2020
Instrument	21244/1121

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12265 104th Ave was $11,764.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,764.00	$769,563	$1,146,512 Land $248,197 Building $898,315
2023	$10,878.00 (+2.44%) Homeowner's exemption	$726,092 (+3%)	$940,226 (+11.35%) Land $289,547 Building $650,679
2022	$10,619.00 Homeowner's exemption	$704,944	$844,367 Land $315,581 Building $528,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12265 104th Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12265 104th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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