1226 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1226 Scott St, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,610 sqft
Lot Size	0.055 acres (2,375 sqft)
Owner	Company Name on Record
Last Sale	$161,100 (May 2020)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-24-19-028.00`

Property Details

APN / Parcel Number

Primary APN	`054-24-19-028.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,610 sqft Finished Area

Exterior

Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	2,375 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1226 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3121
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	25X95 PT LOTS 360-61 BAP 1ST 25' ES SCOTT 25' S TREVOR
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	360,36
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3009
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	360 W 21ST ST, 3L, NEW YORK, NY 10011-3307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Quit Claim Deed, Transfer Quitclaim
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20205900069
Deed Book / Page	19 / 613
Last Transfer Date	Aug 17, 2023
Transfer Doc	0005900246
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 22, 2023
Property Address	1226 SCOTT ST, COVINGTON, KY 41011-3121
Document Number	0005900246
Book / Page	KC 242 / 915
Instrument Date	Aug 17, 2023
Instrument	23082205900246
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 W 21ST ST # ST31, ST31, NEW YORK, NY 10011-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 W 21ST ST APT 3L, 3L, NEW YORK, NY 10011-3307

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 5, 2020
Property Address	1226 SCOTT ST, COVINGTON, KY 41011-3121
Document Number	0000000070
Book / Page	000019 / 000613
Instrument Date	Apr 29, 2020
Instrument	70
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 W 21ST ST NEW YORK NY 100113305, NEW YORK, NY 10011-3305

Mortgage

Document Number	0000000070
Date	May 5, 2020
Book Page	000M40/000568
Instrument	70

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 4, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 23, 2018
Property Address	1226 SCOTT ST, COVINGTON, KY 41011-3121
Document Number	0000000223
Book / Page	0C6458 / 000318
Instrument Date	Jul 20, 2018
Instrument	223
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 MALLARD DR ALEXANDRIA KY 410019053, ALEXANDRIA, KY 41001-9053

Mortgage

Document Number	225
Date	Jul 23, 2018
Book Page	0C6458/000321
Instrument	225

Lender

Name	PRIME LNDG
Address	DALLAS, TN 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,100 (-) Land $10,000 Building $151,100	$161,100 (-) Land $10,000 Building $151,100
2025	$2,134.00 (-0.51%)	$161,100 (-) Land $5,000 Building $156,100	$161,100 (-) Land $5,000 Building $156,100
2023	$2,145.00 (+0.8%)	$161,100 (-) Land $5,000 Building $156,100	$161,100 (-) Land $5,000 Building $156,100
2022	$2,128.00	$161,100 Land $5,000 Building $156,100	$161,100 Land $5,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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