San Diego County property record for 1226 Prospect St, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,432 sqft · built 1954 |
| Lot Size | 0.211 acres (9,183 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,450,000 (Nov 1998) |
| Tax Bill | $29,113 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-050-08-00 |
| Primary APN | 350-050-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,432 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 9,183 sqft (0.211 acres) |
| Street Address | 1226 PROSPECT ST |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJPD-1A |
| Legal Description | BLK 59 LOT 26 PAR AS PER ROS 3240 TR 000352 |
| Legal Subdivision | LA JOLLA PARK RESUB |
| Legal Tract | 000352 |
| Legal Block | 59 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 8202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1226 PROSPECT ST, LA JOLLA, CA 92037-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 1998 · Amount on Record |
| Deed Sale | Nov 16, 1998 · Amount on Record |
| Deed Document Number | 1998744191 |
| Last Transfer Date | Jan 21, 2009 |
| Transfer Doc | 0000042988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1226 PROSPECT ST, LA JOLLA, CA 92037-3675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000307136 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018-0307136 |
| Name | REGENTS BANK NA |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,327,033 (+2%) Land $1,599,072 Building $727,961 | |
| 2025 | $29,113.00 (+8.21%) Homeowner's exemption | $2,281,406 (+4.04%) Land $1,567,718 Building $713,688 |
| 2023 | $26,904.00 (+2.74%) Homeowner's exemption | $2,192,819 Land $1,506,843 Building $685,976 |
| 2022 | $26,186.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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