1226 Pioneer Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1226 Pioneer Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,208 sqft · built 1931
Lot Size	0.162 acres (7,060 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Nov 2025)
Tax Bill	$8,044 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-27-281-018`

Property Details

APN / Parcel Number

Primary APN	`19-27-281-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,208 sqft
1st Floor Area	1,698 sqft
2nd Floor Area	510 sqft

Exterior

Year Built	Built 1931
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	7,060 sqft (0.162 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1226 PIONEER RD
City	ALGONQUIN
State	IL
Zip	60102-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0015375 LT 29 BLK 41 MERRILL, F E & CO ALGONQUIN HILLS UNIT 3
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	F E MERRILL & COS ALGONQUIN H
Legal Block	41
Legal Lot Number	29
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2016
Census Tract	871311

Owner

Source: McHenry County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 PIONEER RD, ALGONQUIN, IL 60102-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Oct 1, 2018
Deed Document Number	2025R0032723
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 19, 2025
Property Address	1226 PIONEER RD, ALGONQUIN, IL 60102-1871
Document Number	0000032723
Map Reference	DOC 82647
Instrument Date	Nov 4, 2025
Instrument	2025R0032723
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	BAIRD & WARNER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 PIONEER RD, ALGONQUIN, IL 60102-1871

Mortgage

Document Number	0000032724
Date	Nov 19, 2025
Instrument	2025R0032724

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 1, 2018
Property Address	1226 PIONEER RD, ALGONQUIN, IL 60102-1871
Document Number	0000033577
Instrument Date	Oct 1, 2018
Instrument	33577
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1226 PIONEER RD ALGONQUIN IL 601021871, ALGONQUIN, IL 60102-1871

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,044.00 Homeowner's exemption	$110,840 (+47.63%) Land $20,796 Building $90,044	$332,520 (+47.63%) Land $62,388 Building $270,132
2022	Homeowner's exemption	$75,081 Land $10,892 Building $64,189	$225,243 Land $32,676 Building $192,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1990–2020)
Claims Outside the SFHA	7 of 11
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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