1226 Oakdale St, Windermere, FL 34786 Property Records

Orange County property record for 1226 Oakdale St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,517 sqft · built 1979
Lot Size0.293 acres (12,766 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jul 2021)
Tax Bill$11,027 (2025)
Deeds & MortgagesJul 2021 Sale
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-23-28-9336-00-090

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-00-090
Alternative APNs
  • 282317933600090
  • 284158
  • 289001
  • 293164

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,517 sqft Living Area
Gross Area3,487 sqft
1st Floor Area1,827 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,766 sqft (0.293 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1226 OAKDALE ST
CityWINDERMERE
StateFL
Zip34786-8745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 9
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2055
Census Tract14809

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1226 OAKDALE ST, WINDERMERE, FL 34786-8745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
R P FNDG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleJul 2, 2003 · Amount on Record
Deed Document Number2021435711
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 20, 2021
Property Address1226 OAKDALE ST, WINDERMERE, FL 34786-8745
Document Number20210435711
Map ReferenceMB G PG 36-39
Instrument DateJul 19, 2021
Instrument20210435711
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13814 SUMMERPORT TRAIL LOOP, 13814, WINDERMERE, FL 34786-7422

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 UNION CIR, SOUTH WEYMOUTH, MA 02190-3100

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1226 OAKDALE ST, WINDERMERE, FL 34786-8745
Document Number0000546936
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1226 OAKDALE ST WINDERMERE FL 347868745, WINDERMERE, FL 34786-8745

Mortgage

Document Number0000546936
DateOct 20, 2020
Instrument546936
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,340 (-1.51%) Land $350,000 Building $318,340$668,340 (-1.51%) Land $350,000 Building $318,340
2025$11,027.00 (+2.98%) Homeowner's exemption$678,580 (+5.93%) Land $350,000 Building $328,580$678,580 (+5.93%) Land $350,000 Building $328,580
2024$10,708.00 (+3.82%)
2023$10,314.00 (+19.06%) Homeowner's exemption$640,581 (+28.48%) Land $350,000 Building $290,581$640,581 (+28.48%) Land $350,000 Building $290,581
2022$8,663.00$498,582 Land $250,000 Building $248,582$498,582 Land $250,000 Building $248,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

May also be available: Hotwire Communications, T-Mobile, Verizon.

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