1226 Oak Pl, Union, NJ 07083 Property Records

Union County and Union Township property record for 1226 Oak Pl, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1949
Lot Size	0.121 acres (5,279 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2018)
Tax Bill	$11,755 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-01403-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-01403-0000-00010`
Alternative APN	`190140300010`

Interior

Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,279 sqft (0.121 acres)
Lot Dimensions	99 ft deep x 53 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1226 OAK PL
City	UNION
State	NJ
Zip	07083-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	UNION TOWNSHIP
Legal Block	1403
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2022
Census Tract	33200

Owner

1226 Oak Pl is owned and occupied by an individual who bought it in November 2018.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1226 OAK PL, UNION, NJ 07083-7019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC
Nov 5, 2018	Grant Deed, Transfer · Line of Credit GUIDANCE RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Deed Document Number	2018306550
Deed Book / Page	6294 / 429
Prior Transfer Date	Jul 12, 2001
Prior Transfer Doc	0051440295
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1226 OAK PL, UNION, NJ 07083-7019
Document Number	0146112045
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 OAK PL UNION NJ 070837019, UNION, NJ 07083-7019

Mortgage

Document Number	0146112045
Date	Oct 29, 2019
Book Page	014611/002045
Instrument	680806

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Nov 5, 2018
Property Address	1226 OAK PL, UNION, NJ 07083-7019
Document Number	0062940429
Book / Page	006294 / 000429
Instrument Date	Oct 26, 2018
Instrument	306550
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 OAK PL UNION NJ 070837019, UNION, NJ 07083-7019

Mortgage

Document Number	145040545
Date	Nov 5, 2018
Book Page	014504/000545
Instrument	664886

Lender

Name	GUIDANCE RESID'L
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Oak Pl was $11,755, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,400 (-) Land $20,100 Building $30,300	$50,400 (-) Land $20,100 Building $30,300
2025	$11,755.00 (+4.35%)	$50,400 Land $20,100 Building $30,300	$50,400 Land $20,100 Building $30,300
2024	$11,265.00
2023		$50,400 Land $20,100 Building $30,300	$50,400 Land $20,100 Building $30,300
2022	$10,541.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1226 Oak Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Oak Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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