Davis County property record for 1226 N 1875 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,242,220 (Jul 2025) |
| Tax Bill | $1,140 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2025 Mortgage + 3 more |
| APN | 10-382-0008 |
| Primary APN | 10-382-0008 |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 8,581 sqft (0.197 acres) |
| Street Address | 1226 N 1875 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 8, OAKS AT OAKRIDGE. CONT. 0.19700 ACRES |
| Legal Subdivision | OAKS AT OAKRIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 125908 |
Source: Davis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UTAH FIRST FEDERAL CREDIT UNION |
| Jul 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA |
| Jul 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA |
| Jul 1, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BMO BANK NA |
| Nov 18, 2024 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF UTAH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2024 |
| Deed Document Number | 20253623796 |
| Deed Book / Page | 8781 / 1318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 26, 2026 |
| Property Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Document Number | 0003673696 |
| Book / Page | 9025 / 485 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20263673696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Document Number | 0003673696, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 9025/485 |
| Instrument | 20263673696 |
| Name | UTAH FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, SECURED LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 MONTROSE CT 51, 51, DOTHAN, AL 36305-6612 |
| Document Number | 00008787/1 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 8787/1 |
| Instrument | 3624815 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, SECURE LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 MONTROSE CT 51, 51, DOTHAN, AL 36305-6612 |
| Document Number | 008787/812 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 8787/812 |
| Instrument | 3624940 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 1, 2025 |
| Property Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Document Number | 08781/1318 |
| Book / Page | 8781 / 1318 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 3623796 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Document Number | 0003623925 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 3623925 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Nov 18, 2024 |
| Property Address | 1226 N 1875 E, LAYTON, UT 84040-2913 |
| Document Number | 008629/848 |
| Book / Page | 8629 / 848 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 3595590 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 980, FARMINGTON, UT 84025-0980 |
| Investor | Possibly a Property Investor |
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,551 (+341.46%) Land $131,709 Building $396,842 | $961,000 (+341.46%) Land $239,470 Building $721,530 | |
| 2025 | $1,140.00 | $119,728 Land $97,186 Building $22,542 | $217,687 Land $176,702 Building $40,985 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Nearby Flood Policies | 1 in force |
|---|---|
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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