1226 Main St, Ferndale, CA 95536 Property Records

Humboldt County property record for 1226 Main St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1903
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2022)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-182-006-000`

Property Details

APN / Parcel Number

Primary APN	`030-182-006-000`
Alternative APN	`03018206`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Construction Type	Wood
Lot Area	5,227 sqft (0.119 acres)

Location & Zoning

Old Parcel Number	03018206
Street Address	1226 MAIN ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBD:FOSTER & BULMER ADDITION
Legal Subdivision	FOSTER & BULMER ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2020
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 BAYSIDE RD, ARCATA, CA 95521-6461
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Sep 21, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2022-017104
Record Updated	Jun 8, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 22, 2022
Property Address	1226 MAIN ST, FERNDALE, CA 95536
Document Number	0000017104
Map Reference	MB 6 PG 39
Instrument Date	Sep 9, 2022
Instrument	2022-017104
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 MAIN ST, FERNDALE, CA 95536
Investor	Possibly a Property Investor

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 21, 2017
Property Address	1226 MAIN ST, FERNDALE, CA 95536
Document Number	0000017236
Map Reference	MB 6 PG 39
Instrument Date	Sep 14, 2017
Instrument	2017-017236
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1226 MAIN ST, FERNDALE, CA 95536

Mortgage

Document Number	0000017237
Date	Sep 21, 2017
Instrument	2017-017237

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,040.00 (+6.6%)	$395,352 (+75.06%) Land $187,272 Building $208,080
2023	$4,728.00 (+50.19%)	$225,834 Land $103,895 Building $121,939
2022	$3,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1996–2015)
Most Recent Claim	Feb 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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