1226 Jackson St, Red Oak, TX 75154 Property Records

Ellis County property record for 1226 Jackson St, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,401 sqft · built 2017
Lot Size	1.1 acres (48,000 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2020)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R155830`

Property Details

APN / Parcel Number

Primary APN	`R155830`
Alternative APNs	`00839291401000111` `155830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,401 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,000 sqft
Garage Type	Carport
Garage Area	760 sqft
Carport	Carport
Carport Area	760 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	611 sqft
Storage Building	200 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1226 JACKSON ST
City	RED OAK
State	TX
Zip	75154-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK N SOUTHERN HILLS#2 1.102 AC
Legal Subdivision	SOUTHERN HILLS#2
Legal Block	N
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3006
Census Tract	60206

Owner

1226 Jackson St is owned and occupied by two individuals who bought it in December 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1226 JACKSON ST, RED OAK, TX 75154-2424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF TEXAS
Dec 8, 2020	Quit Claim Deed, Transfer CITIZENS NAT'L BK/TX
May 21, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Feb 2, 2015 · Amount on File
Deed Document Number	202045248
Prior Transfer Date	Dec 23, 2013
Prior Transfer Doc	0000000002
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Jul 28, 2026
Property Address	1226 JACKSON ST, RED OAK, TX 75154-2424
Document Number	0000027311
Instrument Date	Jul 23, 2026
Instrument	202627311
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 JACKSON ST, RED OAK, TX 75154-2424

Mortgage

Document Number	0000027311,
Date	Jul 28, 2026
Instrument	202627311

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 8, 2020
Property Address	1226 JACKSON ST, RED OAK, TX 75154-2424
Document Number	0000045248
Instrument Date	Nov 30, 2020
Instrument	45248
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 JACKSON ST RED OAK TX 751542424, RED OAK, TX 75154-2424

Mortgage

Document Number	45249
Date	Dec 8, 2020
Instrument	45249

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1226 JACKSON ST, RED OAK, TX 75154-2424
Document Number	0000014533
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 JACKSON ST RED OAK TX 751542424, RED OAK, TX 75154-2424

Mortgage

Document Number	0000014533
Date	May 28, 2019
Instrument	14533

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Jackson St was $4,878 with a homeowner's exemption, down 11.6% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (-0.9%) Land $125,000 Building $315,000	$440,000 (-0.9%) Land $125,000 Building $315,000
2025	$4,878.00 (-11.57%) Homeowner's exemption	$444,000 Land $125,000 Building $319,000	$444,000 Land $125,000 Building $319,000
2024	$5,516.00 (+14.44%)
2023	$4,820.00 (+390.34%) Homeowner's exemption	$532,186 (+23.82%) Land $125,000 Building $407,186	$532,186 (+23.82%) Land $125,000 Building $407,186
2022	$983.00 Homeowner's exemption	$429,823 Land $90,000 Building $339,823	$429,823 Land $90,000 Building $339,823
2018	$4,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1226 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Jackson St is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Element8, Nextlink, Verizon.

Nearby Properties on Jackson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures