1226 Indian Ocean Ave, Thermal, CA 92274 Property Records

Imperial County property record for 1226 Indian Ocean Ave, Thermal, CA 92274

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,437 sqft · built 2005
Lot Size0.224 acres (9,742 sqft)
OwnerIndividual Name on File
Last Sale$341,000 (Jul 2026)
Tax Bill$3,838 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN008-631-008-000

Property Details

APN / Parcel Number

Primary APN008-631-008-000
Alternative APNs
  • 0086310801
  • 00863108

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,437 sqft Living Area
1st Floor Area1,437 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area9,742 sqft (0.224 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1226 INDIAN OCEAN AVE
CityTHERMAL
StateCA
Zip92274-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 2 TR 766
Legal SubdivisionBLOCK 2 ICOUNTY/IMPERIALN TR #
Legal Tract766
Legal Block2
Legal Lot Number8
JurisdictionIMPERIAL CA
Township / Civil DivisionWEST IMPERIAL
Census Block Group2
Census Block2138
Census Tract12302

Owner

Source: Imperial County records · APN 008-631-008-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48619 CALLE CARMELLO, COACHELLA, CA 92236-5354
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL & INVESTMENT
Apr 13, 2020Grant Deed, Transfer · Conventional Mortgage
MARIO PEREZ
Mar 09, 2020Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleApr 13, 2020 · Amount on Record
Deed Document Number202611422
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 21, 2026
Property Address1226 INDIAN OCEAN AVE, THERMAL, CA 92274-8500
Document Number0000011422
Instrument DateJul 07, 2026
Instrument202611422
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyFIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$37,885.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48619 CALLE CARMELLO, COACHELLA, CA 92236-5354

Mortgage

Document Number0000011423,
DateJul 21, 2026
Instrument202611423
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1226 INDIAN OCEAN AVE, THERMAL, CA 92274-8500
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address998 PATER ST, BRAWLEY, CA 92227-3437

Mortgage

Document Number0000016930
DateSep 22, 2020
Instrument2020016930
Lender
NameAMERICAN FINANCIAL & INVESTMENT
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateApr 13, 2020
Property Address1226 INDIAN OCEAN AVE, THERMAL, CA 92274-8500
Document Number0000006874
Instrument DateMar 02, 2020
Instrument6874
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1226 INDIAN OCEAN AVE THERMAL CA 922748500, THERMAL, CA 92274-8500

Mortgage

Document Number6875
DateApr 13, 2020
Instrument6875
Lender
NameMARIO PEREZ
Address2 MISSION PALMS W, RANCHO MIRAGE, CA 92270-1921
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMar 09, 2020
Property Address1226 INDIAN OCEAN AVE, THERMAL, CA 92274-8500
Document Number0000004432
Instrument DateFeb 28, 2020
Instrument4432
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MISSION PALMS W RANCHO MIRAGE CA 922701921, RANCHO MIRAGE, CA 92270-1921

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Unified School DistrictCoachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$202,044 (+2%) Land $11,040 Building $191,004
2025$3,838.00 (+4.52%)$198,083 (+4.04%) Land $10,824 Building $187,259
2023$3,672.00 (+5.18%)$190,393 Land $10,404 Building $179,989
2022$3,491.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–1985)
Most Recent ClaimMar 1985 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Zito West Holding
Cable
1,000 / 25
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 231 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDD Mobile Home Park
private · serves 275 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Apr 2024
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since May 2021
No certified operator
Oct 2019
Monitoring and Reporting54
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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