1226 Hanson Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1226 Hanson Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1977
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Jul 2024)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-330-38-00`

Property Details

APN / Parcel Number

Primary APN	`284-330-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,854 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	44,867 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1226 HANSON LN
City	RAMONA
State	CA
Zip	92065-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 612 W 149 FT OF E 298 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	612
Legal Lot Number	612
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2013
Census Tract	20813

Owner

1226 Hanson Ln is owner-occupied and held in a trust since July 2024.

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1226 HANSON LN, RAMONA, CA 92065-3445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage THE MONEY HOUSE INC
Apr 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 1, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Deed Document Number	2024182882
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	0000254102
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2022
Property Address	1226 HANSON LN, RAMONA, CA 92065-3445
Document Number	0000241924
Map Reference	MAP 644
Instrument Date	May 16, 2022
Instrument	2022-0241924
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1226 HANSON LN, RAMONA, CA 92065-3445

Mortgage

Document Number	0000241925
Date	Jun 9, 2022
Instrument	2022-0241925

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	802 Months
Due	Apr 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.77%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1226 HANSON LN, RAMONA, CA 92065-3445
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 HANSON LN, RAMONA, CA 92065-3445

Mortgage

Document Number	0000254104
Date	Apr 1, 2021
Instrument	2021-0254104

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	816 Months
Due	Apr 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	May 1, 2021
Change Frequency	Monthly
Index	1-Year LIBOR

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2021
Property Address	1226 HANSON LN, RAMONA, CA 92065-3445
Document Number	0000254102
Instrument Date	Mar 25, 2021
Instrument	2021-0254102
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORINTHIAN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1226 HANSON LN, RAMONA, CA 92065-3445
Investor	Possibly a Property Investor

Mortgage

Document Number	0000254103
Date	Apr 1, 2021
Instrument	2021-0254103

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	816 Months
Due	Apr 8, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Hanson Ln was $8,607, up 421.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,000 (+2%) Land $510,000 Building $306,000
2025	$8,607.00 (+421.64%)	$800,000 Land $500,000 Building $300,000
2024	$1,650.00 (+15.55%)
2023	$1,428.00 (-10.41%) Homeowner's exemption	$139,293 Land $27,510 Building $111,783
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1226 Hanson Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Hanson Ln is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Hanson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures